20 Concord Cir, Springboro, OH 45066 Property Records

Warren County property record for 20 Concord Cir, Springboro, OH 45066 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,020 sqft Living Area
Lot Size12,240 sqft (0.28 acres)
GarageAttached, 212 sqft
Last Sale$178,500 (2009)
Tax Bill$4,606.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-07-477-011-0
Alternative APNs
  • 0407477011
  • 407477011
  • 551371

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,020 sqft Living Area
2nd Floor872 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Lot Area12,240 sqft (0.28 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area212 sqft Garage
PorchOpen Porch
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number551371
Old Parcel Number0407477011
Street Address20 CONCORD CIR
CitySPRINGBORO
StateOH
Zip45066-8137
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGES CREEKSIDE 5 #172
Legal Range05
Legal Township02
Legal Section07
Legal SubdivisionVILLAGES CREEKSIDE 5
Legal Block477
Legal Lot Number172
JurisdictionWARREN OH
Minor Civil DivisionCLEAR CREEK
Census Blockgroup2
Census Block2027
Census Tract30504

Owner

Source: Warren County records · APN 04-07-477-011-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address450 W 22ND ST # 313, 313, LOMBARD, IL 60148-4891

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
May 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 06, 2020Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Jan 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK/WSTN OH

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2009 · Amount on Record
Deed SaleApr 14, 2009 · Amount on Record
Prior SaleNov 03, 2004 · Amount on Record
Deed Doc Number0004849658
Deed Book / Page4849 / 658
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Recording DateJul 15, 2026
Property Address20 CONCORD CIR, SPRINGBORO, OH 45066-8137
Document Number0000019776
Instrument DateJun 29, 2026
Instrument202619776
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CONCORD CIR, SPRINGBORO, OH 45066-8137

Mortgage

Document Number0000019776,
DateJul 15, 2026
Instrument202619776
Lender
NamePEOPLES BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.53%
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address20 CONCORD CIR, SPRINGBORO, OH 45066-8137
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021024319
DateMay 25, 2021
Instrument2021-024319
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2036

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWARREN OH
Property Address20 CONCORD CIR, SPRINGBORO, OH 45066-8137
Document Number0000042661
Instrument DateJul 06, 2020
Transaction TypeMortgage
Record UpdatedMar 04, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 7TH ST SW WASHINGTON DC 204100001, WASHINGTON, DC 20410-0001

Mortgage

Document Number0000042661
DateOct 26, 2020
Instrument42661
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term240 Months
DueOct 25, 2040

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address20 CONCORD CIR, SPRINGBORO, OH 45066-8137
Document Number0000004033
Instrument DateJan 11, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20 CONCORD CIR SPRINGBORO OH 450668137, SPRINGBORO, OH 45066-8137

Mortgage

Document Number0000004033
DateFeb 03, 2017
Instrument4033
Lender
NameFIFTH THIRD BK/WSTN OH
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 02, 2047

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,606.00 (+24.45%)$114,772 (+36.6%) Land $31,500 Building $83,272$327,920 (+36.6%) Land $90,000 Building $237,920
2023$3,701.00 (+4.99%) Homeowner's exemption$84,018 (-) Land $17,220 Building $66,798
2022$3,525.00 Homeowner's exemption$84,018 Land $17,220 Building $66,798$240,050 (-) Land $49,200 Building $190,850
2021$240,050 Land $49,200 Building $190,850

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