Warren County property record for 35 Concord Cir, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,150 sqft · built 2007 |
| Lot Size | 0.257 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jun 2015) |
| Tax Bill | $4,653 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-07-451-025-0 |
| Primary APN | 04-07-451-025-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,150 sqft Living Area |
| 2nd Floor Area | 942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 11,238 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 152 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 551360 |
|---|---|
| Old Parcel Number | 0407451025 |
| Street Address | 35 CONCORD CIR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES CREEKSIDE 5 #161 |
| Legal Range | 05 |
| Legal Township | 02 |
| Legal Section | 07 |
| Legal Subdivision | VILLAGES CREEKSIDE 5 |
| Legal Block | 451 |
| Legal Lot Number | 161 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 30504 |
35 Concord Cir is owned and occupied by two individuals who acquired it in October 2015.
Source: Warren County records, as of February 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2019 | Deed of Trust, Mortgage · Line of Credit UNIVERSAL 1 CU |
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2015 · Amount on File |
| Deed Sale | Jun 8, 2015 · Amount on File |
| Prior Sale | Jun 8, 2015 |
| Deed Document Number | 0000016049 |
| Last Transfer Date | Oct 26, 2015 |
| Transfer Doc | 0000031948 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 35 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Document Number | 0000034010 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 35 CONCORD CIR SPRINGBORO OH 450668136, SPRINGBORO, OH 45066-8136 |
| Document Number | 0000034010 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 34010 |
| Name | UNIVERSAL 1 CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45409-0467 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 7, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 35 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Document Number | 0000023683 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 CONCORD CIR SPRINGBORO OH 450668136, SPRINGBORO, OH 45066-8136 |
| Document Number | 0000023683 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 23683 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 35 Concord Cir was $4,653.
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,653.00 | $115,994 Land $31,500 Building $84,494 | $331,410 Land $90,000 Building $241,410 |
| 2023 | $3,744.00 (+4.96%) Homeowner's exemption | $85,033 (-) Land $17,220 Building $67,813 | |
| 2022 | $3,567.00 Homeowner's exemption | $85,033 Land $17,220 Building $67,813 | $242,950 (-) Land $49,200 Building $193,750 |
| 2021 | $242,950 Land $49,200 Building $193,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 35 Concord Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1983–2013) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Concord Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures