Warren County property record for 45 Concord Cir, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,268 sqft · built 2001 |
| Lot Size | 0.257 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,500 (Apr 2016) |
| Tax Bill | $4,741 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-07-451-026-0 |
| Primary APN | 04-07-451-026-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 90 sqft |
| 2nd Floor Area | 1,014 sqft |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 11,238 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 551361 |
|---|---|
| Old Parcel Number | 0407451026 |
| Street Address | 45 CONCORD CIR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES CREEKSIDE 5 #162 |
| Legal Subdivision | VILLAGES CREEKSIDE 5 |
| Legal Block | 451 |
| Legal Lot Number | 162 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 30504 |
45 Concord Cir is owned and occupied by an individual who bought it in April 2016.
Source: Warren County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2016 · Amount on File |
| Deed Sale | Apr 19, 2016 · Amount on File |
| Prior Sale | Jun 22, 2001 · Amount on File |
| Deed Document Number | 0002203996 |
| Deed Book / Page | 2203 / 996 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 45 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Document Number | 0000027091 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025-027091 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 247 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 45 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Document Number | 0000026011 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 2023-026011 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 269 Months |
| Due | May 1, 2046 |
The 2025 property tax bill for 45 Concord Cir was $4,741.
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,741.00 | $118,230 Land $31,500 Building $86,730 | $337,800 Land $90,000 Building $247,800 |
| 2023 | $3,817.00 (+4.92%) Homeowner's exemption | $86,730 (-) Land $17,220 Building $69,510 | |
| 2022 | $3,638.00 Homeowner's exemption | $86,730 Land $17,220 Building $69,510 | $247,800 (-) Land $49,200 Building $198,600 |
| 2021 | $247,800 Land $49,200 Building $198,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Concord Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1983–2013) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Concord Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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