4N418 Mark Twain St, Saint Charles, IL 60175 Property Records

Kane County property record for 4N418 Mark Twain St, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,700 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on Record
Last Sale	$425,000 (Apr 2021)
Tax Bill	$11,336 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-401-007`

Property Details

APN / Parcel Number

Primary APN	`08-23-401-007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	4,649 sqft
Basement Area	1,393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Well

Location & Zoning

Street Address	4N418 MARK TWAIN ST
City	SAINT CHARLES
State	IL
Zip	60175-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 246 OF FOX MILL UNIT NO 8-A
Legal Subdivision	FOX MILL
Legal Block	2
Legal Lot Number	246
Legal Unit	8-A
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2013
Census Tract	852407

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4N418 MARK TWAIN ST, SAINT CHARLES, IL 60175-6522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 23, 2022	Intrafamily Transfer, Transfer ATTORNEY
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Mar 22, 2004 · Amount on Record
Deed Document Number	202128842
Last Transfer Date	Feb 17, 2022
Transfer Doc	0000016169
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N418 MARK TWAIN ST, ST CHARLES, IL 60175-6522
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4N418 MARK TWAIN ST, SAINT CHARLES, IL 60175-6522

Mortgage

Document Number	0000005188
Date	Feb 21, 2023
Instrument	2023K005188

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 23, 2022
Property Address	4N418 MARK TWAIN ST, ST CHARLES, IL 60175-6522
Document Number	0000016169
Map Reference	DOC 1999K087439
Instrument Date	Feb 17, 2022
Instrument	2022K016169
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4N418 MARK TWAIN ST, SAINT CHARLES, IL 60175-6522

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 13, 2021
Property Address	4N418 MARK TWAIN ST, ST CHARLES, IL 60175-6522
Document Number	0000028842
Map Reference	DOC 1999K087439
Instrument Date	Mar 11, 2021
Instrument	2021K028842
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4N418 MARK TWAIN ST, SAINT CHARLES, IL 60175-6522

Mortgage

Document Number	0000028843
Date	Apr 13, 2021
Instrument	2021K028843

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,336.00 (+10.75%) Homeowner's exemption
2024		$179,165 (+26.58%) Land $38,413 Building $140,752	$537,710 (+26.63%) Land $115,285 Building $422,425
2022	$10,236.00 (+6.43%) Homeowner's exemption	$141,540 (+5.91%) Land $31,292 Building $110,248	$424,620 (+5.91%) Land $93,876 Building $330,744
2021	$9,618.00 Homeowner's exemption	$133,642 Land $29,546 Building $104,096	$400,926 Land $88,638 Building $312,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASCO SD serves 4,000 people · EPA ID IL0890110
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fox Valley Internet.

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