4N408 Mark Twain St, Saint Charles, IL 60175 Property Records

Kane County property record for 4N408 Mark Twain St, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,023 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Apr 2021)
Tax Bill	$12,099 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-401-008`

Property Details

APN / Parcel Number

Primary APN	`08-23-401-008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,023 sqft Living Area
Gross Area	5,056 sqft
Basement Area	1,495 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4N408 MARK TWAIN ST
City	SAINT CHARLES
State	IL
Zip	60175-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX MILL UNIT NO 8-A LOT 247
Legal Subdivision	FOX MILL
Legal Block	2
Legal Lot Number	247
Legal Unit	8-A
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2013
Census Tract	852407

Owner

Source: Kane County records · APN 08-23-401-008

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4N408 MARK TWAIN ST, SAINT CHARLES, IL 60175-6522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2021 · Amount on Record
Deed Sale	Apr 08, 2021 · Amount on Record
Prior Sale	Nov 01, 2004 · Amount on Record
Deed Document Number	202127427
Last Transfer Date	Dec 10, 2024
Transfer Doc	0000047496
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 08, 2021
Property Address	4N408 MARK TWAIN ST, ST CHARLES, IL 60175-6522
Document Number	0000027427
Map Reference	DOC 1999K087439
Instrument Date	Mar 24, 2021
Instrument	2021K027427
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4N408 MARK TWAIN ST, SAINT CHARLES, IL 60175-6522

Mortgage

Document Number	0000027428
Date	Apr 08, 2021
Instrument	2021K027428

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,099.00 (+10.75%)
2024		$184,947 (+22.76%) Land $38,413 Building $146,534	$555,063 (+22.81%) Land $115,285 Building $439,778
2022	$10,925.00 (+10.47%) Homeowner's exemption	$150,662 (+5.91%) Land $31,292 Building $119,370	$451,986 (+5.91%) Land $93,876 Building $358,110
2021	$9,890.00 Homeowner's exemption	$142,255 Land $29,546 Building $112,709	$426,765 Land $88,638 Building $338,127

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898524072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Opiquad, Verizon.

Based on FCC filings for 152 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0890110, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASCO SD serves 4,000 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.