Kane County property record for 4N372 Mark Twain St, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,186 sqft · built 2003 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Oct 2018) |
| Tax Bill | $13,022 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-401-019 |
| Primary APN | 08-23-401-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,186 sqft Living Area |
| Gross Area | 5,324 sqft |
| Basement Area | 1,449 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 689 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 4N372 MARK TWAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX MILL FUTURE LOT 4-5-6-7 SUB LOT # 4 |
| Legal Subdivision | FOX MILL FUTURE |
| Legal Block | 2 |
| Legal Lot Number | 4-5,4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 852407 |
Source: Kane County assessment roll, APN 08-23-401-019, as of August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4N372 MARK TWAIN ST, SAINT CHARLES, IL 60175-6521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on Record |
| Deed Sale | Oct 12, 2018 · Amount on Record |
| Prior Sale | Mar 19, 2012 · Amount on Record |
| Deed Document Number | 201850067 |
| Prior Transfer Date | Oct 03, 2005 |
| Prior Transfer Doc | 0000119219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 29, 2026 |
| Property Address | 4N372 MARK TWAIN ST, SAINT CHARLES, IL 60175-6521 |
| Document Number | 0000022066 |
| Instrument Date | May 15, 2026 |
| Instrument | 202622066 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4N372 MARK TWAIN ST, SAINT CHARLES, IL 60175-6521 |
| Document Number | 0000022066, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202622066 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4N372 MARK TWAIN ST, ST CHARLES, IL 60175-6521 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028277 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021K028277 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 12, 2018 |
| Property Address | 4N372 MARK TWAIN ST, ST CHARLES, IL 60175-6521 |
| Document Number | 0000050067 |
| Instrument Date | Oct 09, 2018 |
| Instrument | 50067 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4N372 MARK TWAIN ST ST CHARLES IL 601756521, ST CHARLES, IL 60175-6521 |
| Document Number | 50068 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 50068 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Kane County assessment roll as of August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,022.00 (+2.71%) Homeowner's exemption | ||
| 2024 | $12,678.00 (+20.43%) | $198,498 (+36.52%) Land $38,413 Building $160,085 | $595,732 (+36.58%) Land $115,285 Building $480,447 |
| 2022 | $10,527.00 (+6.42%) Homeowner's exemption | $145,395 (+5.91%) Land $31,292 Building $114,103 | $436,185 (+5.91%) Land $93,876 Building $342,309 |
| 2021 | $9,892.00 Homeowner's exemption | $137,282 Land $29,546 Building $107,736 | $411,846 Land $88,638 Building $323,208 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898524072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 152 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Opiquad, Verizon.
Source: EPA Safe Drinking Water Information System, water system IL0890110, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASCO SD serves 4,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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