4N438 Mark Twain St, Saint Charles, IL 60175 Property Records

Kane County property record for 4N438 Mark Twain St, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,917 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Feb 2021)
Tax Bill	$9,900 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-401-005`

Property Details

APN / Parcel Number

Primary APN	`08-23-401-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	4,344 sqft
1st Floor Area	1,917 sqft
Basement Area	1,917 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	4N438 MARK TWAIN ST
City	SAINT CHARLES
State	IL
Zip	60175-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX MILL, UNIT 8-A LOT 244
Legal Subdivision	FOX MILL
Legal Block	2
Legal Lot Number	244
Legal Unit	8-A
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2013
Census Tract	852407

Owner

Source: Kane County records · APN 08-23-401-005

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4N438 MARK TWAIN ST, SAINT CHARLES, IL 60175-6522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	202112841
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 17, 2021
Property Address	4N438 MARK TWAIN ST, ST CHARLES, IL 60175-6522
Document Number	0000012841
Map Reference	DOC 1999K084739
Instrument Date	Jan 20, 2021
Instrument	2021K012841
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4N438 MARK TWAIN ST, 4N438, ST CHARLES, IL 60175-6522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4N438 MARK TWAIN ST, SAINT CHARLES, IL 60175-6522

Mortgage

Document Number	0000012842
Date	Feb 17, 2021
Instrument	2021K012842

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,900.00 (+5.39%) Homeowner's exemption Senior Citizen's exemption
2024		$160,051 (+22.76%) Land $38,413 Building $121,638	$480,345 (+22.8%) Land $115,285 Building $365,060
2022	$9,394.00 Homeowner's exemption	$130,382 Land $31,292 Building $99,090	$391,146 Land $93,876 Building $297,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Opiquad.

Based on FCC filings for 138 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASCO SD serves 4,000 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.