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4N429 Mark Twain St, Saint Charles, IL 60175 Property Records

Kane County property record for 4N429 Mark Twain St, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,892 sqft · built 2003
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (Jun 2023)
Tax Bill$13,309 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-23-402-013

Property Details

APN / Parcel Number

Primary APN08-23-402-013

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,892 sqft Living Area
Gross Area5,356 sqft
Basement Area1,633 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area831 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Deck Area207 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address4N429 MARK TWAIN ST
CitySAINT CHARLES
StateIL
Zip60175-6525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 273 OF UNIT NO 8-A FOX MILL, CAMPTON TOWNSHIP, ACCORDING TO THE PLAT THEREOF RECORDED SEPT. 9,1999
Legal SubdivisionFOX MILL CAMPTON TOWNSHIP ACCORDING TO T
Legal Block2
Legal Lot Number273
Legal Unit8-A
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2012
Census Tract852407

Owner

Source: Kane County records · APN 08-23-402-013

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4N429 MARK TWAIN ST, SAINT CHARLES, IL 60175-6525
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HOME LOAN EXPERT LLC
Nov 02, 2017Deed of Trust, Mortgage · Conventional with PMI
HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2023 · Amount on Record
Deed SaleJun 20, 2023 · Amount on Record
Prior SaleMay 29, 2013
Deed Document Number202320090
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 20, 2023
Property Address4N429 MARK TWAIN ST, ST CHARLES, IL 60175-6525
Document Number0000020090
Map ReferenceDOC 1999K087439
Instrument DateJun 12, 2023
Instrument2023K020090
Transaction TypeTransfer
Record UpdatedJul 05, 2023
Title CompanyFIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4N429 MARK TWAIN ST, SAINT CHARLES, IL 60175-6525
InvestorPossibly a Property Investor

Mortgage

Document Number0000020091
DateJun 20, 2023
Instrument2023K020091
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4N429 MARK TWAIN ST, ST CHARLES, IL 60175-6525
Transaction TypeMortgage
Record UpdatedJul 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046175
DateJun 17, 2021
Instrument2021K046175
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
AddressSAINT LOUIS, MO 63144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4N429 MARK TWAIN ST, ST CHARLES, IL 60175-6525
Document Number0000058517
Instrument DateNov 02, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017
Title CompanyPRAIRIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4N429 MARK TWAIN ST ST CHARLES IL 601756525, ST CHARLES, IL 60175-6525

Mortgage

Document Number0000058517
DateNov 07, 2017
Instrument58517
Lender
NameHOME LOAN EXPERT LLC
AddressSAINT LOUIS, MO 63144
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 06, 2047
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,309.00 (+15.09%)
2024$195,321 (+22.76%) Land $38,413 Building $156,908$586,197 (+22.81%) Land $115,285 Building $470,912
2022$11,564.00 (+6.4%) Homeowner's exemption$159,113 (+5.91%) Land $31,292 Building $127,821$477,339 (+5.91%) Land $93,876 Building $383,463
2021$10,868.00 Homeowner's exemption$150,234 Land $29,546 Building $120,688$450,702 Land $88,638 Building $362,064

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898524072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Opiquad, Verizon.

Based on FCC filings for 152 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0890110, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWASCO SD
serves 4,000 people
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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