4N373 Mark Twain St, Saint Charles, IL 60175 Property Records

Kane County property record for 4N373 Mark Twain St, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,040 sqft · built 2002
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (May 2018)
Tax Bill	$12,266 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-403-001`

Property Details

APN / Parcel Number

Primary APN	`08-23-403-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,040 sqft Living Area
Gross Area	5,322 sqft
Basement Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4N373 MARK TWAIN ST
City	SAINT CHARLES
State	IL
Zip	60175-6524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 280 OF UNIT NO 8-A
Legal Subdivision	FOX MILL 8A
Legal Block	2
Legal Lot Number	280
Legal Unit	8-A
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2014
Census Tract	852407

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4N373 MARK TWAIN ST, SAINT CHARLES, IL 60175-6524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 9, 2018	Deed of Trust, Mortgage KANE COUNTY TEACHERS CU
May 8, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Prior Sale	Dec 27, 2001 · Amount on Record
Deed Document Number	201821109
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N373 MARK TWAIN ST, ST CHARLES, IL 60175-6524
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036963
Date	May 11, 2021
Instrument	2021K036963

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 1, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N373 MARK TWAIN ST, ST CHARLES, IL 60175-6524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031811
Date	Jul 22, 2019
Instrument	2019K031811

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2044

Interest

Rate Type	Fixed Rate
Rate	4.12%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N373 MARK TWAIN ST, ST CHARLES, IL 60175-6524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049219
Date	Oct 9, 2018
Instrument	2018K049219

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Sep 2, 2023

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 8, 2018
Property Address	4N373 MARK TWAIN ST, ST CHARLES, IL 60175-6524
Document Number	0000021109
Map Reference	DOC1999K087439
Instrument Date	Apr 26, 2018
Instrument	2018K021109
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4N373 MARK TWAIN ST, SAINT CHARLES, IL 60175-6524

Mortgage

Document Number	0000021110
Date	May 8, 2018
Instrument	2018K021110

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,266.00 (+10.74%) Homeowner's exemption
2024		$187,389 (+22.76%) Land $38,413 Building $148,976	$562,392 (+22.8%) Land $115,285 Building $447,107
2022	$11,076.00 (+6.42%) Homeowner's exemption	$152,652 (+5.91%) Land $31,292 Building $121,360	$457,956 (+5.91%) Land $93,876 Building $364,080
2021	$10,408.00 Homeowner's exemption	$144,134 Land $29,546 Building $114,588	$432,402 Land $88,638 Building $343,764

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASCO SD serves 4,000 people · EPA ID IL0890110
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet, Verizon.

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