4915 Stephanie Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4915 Stephanie Pl, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,224 sqft · built 1970
Lot Size0.158 acres (6,900 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Dec 2008)
Tax Bill$3,750 (2025)
Deeds & MortgagesJul 2026 Transfer
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN122-200-45-00

Property Details

APN / Parcel Number

Primary APN122-200-45-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,224 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area6,900 sqft (0.158 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4915 STEPHANIE PL
CityOCEANSIDE
StateCA
Zip92057-3524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 228 TR 006230
Legal SubdivisionMESA MARGARITA
Legal Tract006230
Legal Block2
Legal Lot Number228
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract18617

Owner

Source: San Diego County records · APN 122-200-45-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12996 VIA LATINA, DEL MAR, CA 92014-3732
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 08, 2008 · Amount on Record
Deed SaleDec 08, 2008 · Amount on Record
Prior SaleOct 30, 2008
Deed Document Number2008624358
Last Transfer DateAug 14, 2015
Transfer Doc0000498140
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 02, 2026
Property Address4915 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000191101
Instrument DateJun 25, 2026
Instrument2026191101
Transaction TypeTransfer
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address12996 VIA LATINA, DEL MAR, CA 92014-3732

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4915 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address12996 VIA LATINA, DEL MAR, CA 92014-3732

Mortgage

Document Number0000164661
DateApr 14, 2022
Instrument2022-0164661
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$337,588 (+2%) Land $268,825 Building $68,763
2025$3,750.00 (+5.19%)$330,969 (+4.04%) Land $263,554 Building $67,415
2023$3,565.00 (+1.51%)$318,120 Land $253,321 Building $64,799
2022$3,512.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 677 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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