4907 Stephanie Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4907 Stephanie Pl, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,074 sqft · built 1970
Lot Size0.193 acres (8,400 sqft)
OwnerIndividual Name on File
Last Sale$820,000 (May 2026)
Tax Bill$601 (2025)
Deeds & MortgagesMay 2026 Sale
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN122-200-44-00

Property Details

APN / Parcel Number

Primary APN122-200-44-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,074 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area8,400 sqft (0.193 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4907 STEPHANIE PL
CityOCEANSIDE
StateCA
Zip92057-3524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 227 TR 006230
Legal SubdivisionMESA MARGARITA
Legal Tract006230
Legal Block2
Legal Lot Number227
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract18617

Owner

Source: San Diego County records · APN 122-200-44-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address619 NELSON POINT RD, NICEVILLE, FL 32578-4520
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Grant Deed, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
May 18, 2026Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 12, 2026Grant Deed, Transfer · Conventional Mortgage
JEFF & AMY YOUNG FAMILY TRUST
Jan 12, 2026Affidavit of Death of Joint Tenant, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 2026 · Amount on Record
Deed SaleMay 18, 2026 · Amount on Record
Prior SaleJan 12, 2026 · Amount on Record
Deed Document Number2026142135
Prior Transfer DateMay 15, 2026
Prior Transfer Doc0000142134
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 18, 2026
Property Address4907 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000142134
Instrument DateMay 15, 2026
Instrument2026142134
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address619 NELSON POINT RD, NICEVILLE, FL 32578-4520

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 18, 2026
Property Address4907 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000142135
Instrument DateMay 11, 2026
Instrument2026.142135
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$91,102.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address619 NELSON POINT RD, NICEVILLE, FL 32578-4520

Mortgage

Document Number0000142136,
DateMay 18, 2026
Instrument2026..142136
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

January 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 12, 2026
Property Address4907 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000008276
Map ReferenceMAP 6230
Instrument DateDec 23, 2025
Instrument2026-0008276
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4907 STEPHANIE PL, OCEANSIDE, CA 92057-3524
InvestorPossibly a Property Investor

Mortgage

Document Number0000008277
DateJan 12, 2026
Instrument2026-0008277
Lender
NameJEFF & AMY YOUNG FAMILY TRUST
TypePrivate Party
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term11 Months
DueDec 19, 2026

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateJan 12, 2026
Property Address4907 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000008275
Map ReferenceMAP 6230
Instrument DateDec 23, 2025
Instrument2026-0008275
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 S EMERALD DR SPC 20, 20, VISTA, CA 92081-4534

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$57,195 (+2%) Land $18,816 Building $38,379
2025$601.00 (+2.39%) Homeowner's exemption$56,075 (+4.04%) Land $18,448 Building $37,627
2024$587.00 (+3.53%)
2023$567.00 (+1.8%) Homeowner's exemption$53,900 Land $17,733 Building $36,167
2022$557.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 677 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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