4916 Stephanie Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4916 Stephanie Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,272 sqft · built 1970
Lot Size	0.145 acres (6,300 sqft)
Owner	Company Name on Record
Tax Bill	$52 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-200-32-00`

Property Details

APN / Parcel Number

Primary APN	`122-200-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4916 STEPHANIE PL
City	OCEANSIDE
State	CA
Zip	92057-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 215 TR 006230
Legal Subdivision	MESA MARGARITA
Legal Tract	006230
Legal Block	1
Legal Lot Number	215
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4916 STEPHANIE PL, OCEANSIDE, CA 92057-3523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 9, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 30, 2021	Intrafamily Transfer, Transfer
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO
Aug 14, 2017	Affidavit of Death of Joint Tenant, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 22, 2021
Transfer Doc	0000873933
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4916 STEPHANIE PL, OCEANSIDE, CA 92057-3523
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 STEPHANIE PL, OCEANSIDE, CA 92057-3523

Mortgage

Document Number	0000038859
Date	Jan 26, 2022
Instrument	2022-0038859

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4916 STEPHANIE PL, OCEANSIDE, CA 92057-3523
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 STEPHANIE PL, OCEANSIDE, CA 92057-3523

Mortgage

Document Number	0000492478
Date	Jul 9, 2021
Instrument	2021-0492478

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2021
Property Address	4916 STEPHANIE PL, OCEANSIDE, CA 92057-3523
Document Number	0000873933
Map Reference	MAP 6230
Instrument Date	Dec 22, 2021
Instrument	2021-0873933
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 STEPHANIE PL, OCEANSIDE, CA 92057-3523

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4916 STEPHANIE PL, OCEANSIDE, CA 92057-3523
Document Number	0000312997
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4916 STEPHANIE PL OCEANSIDE CA 920573523, OCEANSIDE, CA 92057-3523

Mortgage

Document Number	0000312997
Date	Jun 17, 2020
Instrument	312997

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

August 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 14, 2017
Property Address	4916 STEPHANIE PL, OCEANSIDE, CA 92057-3523
Document Number	0000368407
Map Reference	MAP6230
Instrument Date	Aug 8, 2017
Instrument	2017-0368407
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 STEPHANIE PL, OCEANSIDE, CA 92057-3523

Mortgage

Document Number	0000368408
Date	Aug 14, 2017
Instrument	2017-0368408

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$64,495 (+2%) Land $18,816 Building $45,679
2025	$52.00 (+6.12%)	$63,232 (+4.04%) Land $18,448 Building $44,784
2023	$49.00 (+2.08%)	$60,779 Land $17,733 Building $43,046
2022	$48.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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