4931 Stephanie Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4931 Stephanie Pl, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,224 sqft · built 1970
Lot Size0.154 acres (6,700 sqft)
OwnerIndividual Name on Record
Last Sale$750,000 (May 2025)
Tax Bill$3,990 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN122-200-47-00

Property Details

APN / Parcel Number

Primary APN122-200-47-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,224 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area6,700 sqft (0.154 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4931 STEPHANIE PL
CityOCEANSIDE
StateCA
Zip92057-3524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 230 TR 006230
Legal SubdivisionMESA MARGARITA
Legal Tract006230
Legal Block2
Legal Lot Number230
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4931 STEPHANIE PL, OCEANSIDE, CA 92057-3524
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · VA Mortgage
SAN DIEGO FUNDING
Jan 5, 2017Deed of Trust, Mortgage · VA Mortgage
HIGHTECHLENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2025 · Amount on Record
Deed SaleMay 2, 2025 · Amount on Record
Prior SaleAug 27, 2020 · Amount on Record
Deed Document Number2025116296
Prior Transfer DateJul 2, 2005
Prior Transfer Doc0000598159
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4931 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4931 STEPHANIE PL, OCEANSIDE, CA 92057-3524

Mortgage

Document Number0000078887
DateMar 23, 2026
Instrument2026-0078887
Lender
NameSAN DIEGO FUNDING
TypeMortgage Company
AddressSAN DIEGO, CA 92103
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4931 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000019757
Instrument DateJan 5, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2017
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4931 STEPHANIE PL OCEANSIDE CA 920573524, OCEANSIDE, CA 92057-3524

Mortgage

Document Number0000019757
DateJan 12, 2017
Instrument19757
Lender
NameHIGHTECHLENDING
AddressCITRUS HEIGHTS, CA 95610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 11, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$765,000 (+44.97%) Land $612,000 Building $153,000
2025$3,990.00 (+1.35%)$527,681 (+4.04%) Land $385,294 Building $142,387
2024$3,937.00 (+1.6%)
2023$3,875.00 (-0.74%)$507,193 Land $370,334 Building $136,859
2022$3,904.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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