4923 Stephanie Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4923 Stephanie Pl, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,800 sqft · built 1970
Lot Size0.135 acres (5,900 sqft)
OwnerCompany Name on Record
Last Sale$646,000 (Mar 2021)
Tax Bill$4,439 (2025)
Deeds & MortgagesMay 2022 Transfer
Mar 2022 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN122-200-46-00

Property Details

APN / Parcel Number

Primary APN122-200-46-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,800 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area5,900 sqft (0.135 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4923 STEPHANIE PL
CityOCEANSIDE
StateCA
Zip92057-3524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 229 TR 006230
Legal SubdivisionMESA MARGARITA
Legal Tract006230
Legal Block2
Legal Lot Number229
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE CO
Mar 28, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC
Mar 3, 2021Grant Deed, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC
Mar 3, 2021Grant Deed, Transfer
LAWYERS TITLE
Sep 3, 2020Grant Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Sep 3, 2020Quit Claim Deed, Transfer
LAWYERS TITLE
Sep 3, 2020Quit Claim Deed, Transfer
LAWYERS TITLE
Mar 19, 2018Quit Claim Deed, Transfer · Conventional Mortgage
TROJAN HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2021 · Amount on Record
Deed SaleMar 3, 2021 · Amount on Record
Prior SaleSep 3, 2020 · Amount on Record
Deed Document Number2021167041
Prior Transfer DateJan 20, 1994
Prior Transfer Doc0000084712
Record UpdatedOct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 10, 2022
Property Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000201437
Map ReferenceMAP 6230
Instrument DateApr 19, 2022
Instrument2022-0201437
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2022
Property Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000136966
Map ReferenceMAP 6230
Instrument DateMar 14, 2022
Instrument2022-0136966
Transaction TypeTransfer
Record UpdatedApr 7, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524

Mortgage

Document Number0000136967
DateMar 28, 2022
Instrument2022-0136967
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 3, 2021
Property Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000167041
Map ReferenceMAP 6230
Instrument DateFeb 19, 2021
Instrument2021-0167041
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524

Mortgage

Document Number0000167042
DateMar 3, 2021
Instrument2021-0167042
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 3, 2021
Property Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000167040
Map ReferenceMAP 6230
Instrument DateFeb 19, 2021
Instrument2021-0167040
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address880 E J ST, CHULA VISTA, CA 91910-6657

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 3, 2020
Property Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000514235
Map ReferenceMAP 6230
Instrument DateSep 1, 2020
Instrument2020-0514235
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524

Mortgage

Document Number0000514236
DateSep 3, 2020
Instrument2020-0514236
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 3, 2020
Property Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000514233
Instrument DateJul 23, 2020
Instrument514233
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address304 SUNBIRD CT SAN MARCOS CA 920696895, SAN MARCOS, CA 92069-6895

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 3, 2020
Property Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000514234
Instrument DateJul 23, 2020
Instrument514234
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address304 SUNBIRD CT SAN MARCOS CA 920696895, SAN MARCOS, CA 92069-6895

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 19, 2018
Property Address4923 STEPHANIE PL, OCEANSIDE, CA 92057-3524
Document Number0000105909
Instrument DateMar 8, 2018
Instrument105909
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanySPL INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address304 SUNBIRD CT SAN MARCOS CA 920696895, SAN MARCOS, CA 92069-6895

Mortgage

Document Number105910
DateMar 19, 2018
Instrument105910
Lender
NameTROJAN HOME LOANS INC
TypeBank
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 18, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$407,560 (+2%) Land $282,839 Building $124,721
2025$4,439.00 (+5.26%) Homeowner's exemption$399,570 (+4.04%) Land $277,294 Building $122,276
2023$4,217.00 (+506.76%) Homeowner's exemption$384,056 Land $266,527 Building $117,529
2022$695.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Stephanie Pl

Nearby Streets

Search Property Records by Address or Parcel Number