4849 Stephanie Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4849 Stephanie Pl, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1970
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jun 2018)
Tax Bill	$5,519 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-200-42-00`

Property Details

APN / Parcel Number

Primary APN	`122-200-42-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,314 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	6,500 sqft (0.149 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4849 STEPHANIE PL
City	OCEANSIDE
State	CA
Zip	92057-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 225 TR 006230
Legal Subdivision	MESA MARGARITA
Legal Tract	006230
Legal Block	1
Legal Lot Number	225
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2008
Census Tract	18617

Owner

Source: San Diego County records · APN 122-200-42-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4849 STEPHANIE PL, OCEANSIDE, CA 92057-3522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2020	Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU
May 03, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 22, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Oct 01, 2015 · Amount on Record
Deed Document Number	2018255109
Last Transfer Date	Sep 30, 2020
Transfer Doc	0000611540
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 09, 2020
Property Address	4849 STEPHANIE PL, OCEANSIDE, CA 92057-3522
Document Number	0000611540
Map Reference	MAP 6230
Instrument Date	Sep 30, 2020
Instrument	2020-0611540
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NAVY FEDERAL TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4849 STEPHANIE PL, OCEANSIDE, CA 92057-3522

Mortgage

Document Number	0000611541
Date	Oct 09, 2020
Instrument	2020-0611541

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4849 STEPHANIE PL, OCEANSIDE, CA 92057-3522
Document Number	0000170332
Instrument Date	May 03, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4849 STEPHANIE PL OCEANSIDE CA 920573522, OCEANSIDE, CA 92057-3522

Mortgage

Document Number	0000170332
Date	May 07, 2019
Instrument	170332

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 06, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2018
Property Address	4849 STEPHANIE PL, OCEANSIDE, CA 92057-3522
Document Number	0000255109
Instrument Date	May 22, 2018
Instrument	255109
Transaction Type	Transfer
Record Updated	Jul 02, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4849 STEPHANIE PL OCEANSIDE CA 920573522, OCEANSIDE, CA 92057-3522

Mortgage

Document Number	255110
Date	Jun 22, 2018
Instrument	255110

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$499,045 (+2%) Land $122,458 Building $376,587
2025	$5,519.00 (+5.18%)	$489,260 (+4.04%) Land $120,057 Building $369,203
2023	$5,247.00 (+1.53%)	$470,263 Land $115,396 Building $354,867
2022	$5,168.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 677 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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