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4914 Raylene Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4914 Raylene Way, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage2,243 sqft Heated Area
Lot Size14,854 sqft (0.341 acres)
OccupancyOwner Occupied
Last Sale$316,400 (2017)
Tax Bill$6,720.00 (2025)

Property Details

APN / Parcel Number

Primary APN117572
Alternative APN
  • 192531301500010660

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,243 sqft Heated Area
Gross Area3,001 sqft Gross Area
1st Floor2,243 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialBrick Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,854 sqft (0.341 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area460 sqft Garage

Exterior Amenities

Pool Area336 sqft Pool
Deck Area390 sqft Deck
PorchOpen Porch
Porch Area298 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number117572
Street Address4914 RAYLENE WAY
CitySAINT CLOUD
StateFL
Zip34771-8318
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAST LAKE RESERVE AT NARCOOSSEE UNIT TWO PB 15 PGS 127-128 20-25-31 LOT 66
Legal Range31E
Legal Township25S
Legal Section19
Legal SubdivisionEAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract3015
Legal Block1
Legal Lot Number66
Legal UnitW
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1032
Census Tract43600

Owner

Source: Osceola County records · APN 117572

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4914 RAYLENE WAY, SAINT CLOUD, FL 34771-8318
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
MLB RESIDENTIAL LENDING LLC
Jul 27, 2017Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2017 · Amount on Record
Deed SaleJul 27, 2017 · Amount on Record
Prior SaleSep 29, 2004 · Amount on Record
Deed Doc Number2017108786
Deed Book / Page5185 / 0983
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4914 RAYLENE WAY, SAINT CLOUD, FL 34771-8318
Transaction TypeMortgage
Record UpdatedAug 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4914 RAYLENE WAY, SAINT CLOUD, FL 34771-8318

Mortgage

Document Number0058840813
DateFeb 03, 2021
Book Page5884/813
Instrument2021016129
Lender
NameMLB RESIDENTIAL LENDING LLC
TypeMortgage Company
AddressSPRINGFIELD, NJ 07081
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2036

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 27, 2017
Property Address4914 RAYLENE WAY, SAINT CLOUD, FL 34771-8318
Document Number0051850983
Book / Page5185 / 0983
Map ReferenceMB15 PG127&128
Instrument DateJul 17, 2017
Instrument2017108786
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,214.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2334 PALM TREE DR, 2334, KISSIMMEE, FL 34759-4082

Transferred To (Grantee/Buyer)

NameVerified Name
Address4914 RAYLENE WAY, SAINT CLOUD, FL 34771-8318

Mortgage

Document Number0051850985
DateJul 27, 2017
Instrument5185/0985
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,720.00 (+5.81%)$433,600 (+5.68%) Land $75,000 Building $358,600$433,600 (+5.68%) Land $75,000 Building $358,600
2023$6,351.00 (+6.15%)$410,300 (+6.05%) Land $60,000 Building $350,300$410,300 (+6.05%) Land $60,000 Building $350,300
2022$5,983.00$386,900 Land $55,000 Building $331,900$386,900 Land $55,000 Building $331,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 490 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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