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4908 Raylene Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4908 Raylene Way, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,750 sqft Heated Area
Lot Size11,064 sqft (0.253 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2020)
Tax Bill$4,017.00 (2025)

Property Details

APN / Parcel Number

Primary APN117569
Alternative APN
  • 192531301500010630

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,750 sqft Heated Area
Gross Area2,636 sqft Gross Area
1st Floor1,750 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,064 sqft (0.253 acres)
Depth X Width130 ft x 85 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area600 sqft Garage

Exterior Amenities

Pool Area288 sqft Pool
Deck Area678 sqft Deck
Patio Area32 sqft Patio
PorchOpen Porch
Porch Area286 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number117569
Street Address4908 RAYLENE WAY
CitySAINT CLOUD
StateFL
Zip34771-8318
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAST LAKE RESERVE AT NARCOOSSEE UNIT TWO PB 15 PGS 127-128 20-25-31 LOT 63
Legal Range31E
Legal Township25S
Legal Section19
Legal SubdivisionEAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract3015
Legal Block1
Legal Lot Number63
Legal UnitW
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1032
Census Tract43600

Owner

Source: Osceola County records · APN 117569

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4908 RAYLENE WAY, SAINT CLOUD, FL 34771-8318
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS
Oct 25, 2019Warranty Deed, Transfer
OPENDOOR TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2020 · Amount on Record
Deed SaleMay 19, 2020 · Amount on Record
Prior SaleOct 25, 2019 · Amount on Record
Deed Doc Number2020066062
Deed Book / Page5724 / 2035
Record RefreshedJun 08, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 19, 2020
Property Address4908 RAYLENE WAY, SAINT CLOUD, FL 34771-8318
Document Number0057242035
Book / Page005724 / 002035
Instrument DateMay 15, 2020
Instrument66062
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4908 RAYLENE WAY ST CLOUD FL 347718318, ST CLOUD, FL 34771-8318

Mortgage

Document Number57242037
DateMay 19, 2020
Book Page005724/002037
Instrument66063
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 25, 2019
Property Address4908 RAYLENE WAY, SAINT CLOUD, FL 34771-8318
Document Number0056120940
Book / Page005612 / 000940
Instrument DateOct 22, 2019
Instrument138563
Transaction TypeTransfer
Record UpdatedNov 08, 2019
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,061.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,017.00 (+7.35%) Homeowner's exemption$279,415 (+5.99%)$370,000 (+6.35%) Land $75,000 Building $295,000
2023$3,742.00 (+4.18%) Homeowner's exemption$263,633 (+3%)$347,900 (+6.26%) Land $60,000 Building $287,900
2022$3,592.00 Homeowner's exemption$255,955$327,400 Land $55,000 Building $272,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 490 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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