Osceola County property record for 4909 Raylene Way, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,404 sqft Heated Area |
| Lot Size | 11,064 sqft (0.253 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2025) |
| Tax Bill | $3,334.00 (2025) |
| Primary APN | 117593 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,404 sqft Heated Area |
| Gross Area | 3,476 sqft Gross Area |
| 1st Floor | 2,404 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,064 sqft (0.253 acres) |
| Depth X Width | 130 ft x 85 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 576 sqft Garage |
| Pool Area | 312 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 448 sqft Deck |
| Porch | Open Porch |
| Porch Area | 496 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 117593 |
|---|---|
| Street Address | 4909 RAYLENE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8319 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST LAKE RESERVE AT NARCOOSSEE UNIT TWO PB 15 PGS 127-128 20-25-31 LOT 87 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 19 |
| Legal Subdivision | EAST LAKE RESERVE AT NARCOOSSEE UNIT 2 |
| Legal Tract | 3015 |
| Legal Block | 1 |
| Legal Lot Number | 87 |
| Legal Unit | W |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 43600 |
Source: Osceola County records · APN 117593
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4909 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2025 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 05, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jun 11, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2025 · Amount on Record |
| Deed Sale | Dec 08, 2025 · Amount on Record |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Deed Doc Number | 2025149809 |
| Deed Book / Page | 6890 / 841 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 08, 2025 |
| Property Address | 4909 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Document Number | 0068900841 |
| Book / Page | 6890 / 841 |
| Map Reference | MB 15 PG 127&128 |
| Instrument Date | Dec 04, 2025 |
| Instrument | 2025149809 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5400 JONES RD, SAINT CLOUD, FL 34771-9502 |
| Name | Verified Name |
|---|---|
| Address | 4909 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Document Number | 0006890843 |
|---|---|
| Date | Dec 08, 2025 |
| Instrument | 6890/843 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4909 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0058060208 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 5806/208 |
| Instrument | 2020133039 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 11, 2019 |
| Property Address | 4909 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Document Number | 0055390941 |
| Book / Page | 5539 / 0941 |
| Map Reference | PL 15 PG 127&128 |
| Instrument Date | Jun 06, 2019 |
| Instrument | 2019075310 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,324.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 647 DARKWOOD AVE, 647, OCOEE, FL 34761-4793 |
| Name | Verified Name |
|---|---|
| Address | 4909 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Document Number | 0005539943 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 5539/943 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,334.00 (+7.79%) Homeowner's exemption | $230,118 (+5.99%) | $456,500 (+5.43%) Land $75,000 Building $381,500 |
| 2023 | $3,093.00 (+4.46%) Homeowner's exemption | $217,120 (+3%) | $433,000 (+6.08%) Land $60,000 Building $373,000 |
| 2022 | $2,961.00 Homeowner's exemption | $210,797 | $408,200 Land $55,000 Building $353,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures