4912 Raylene Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4912 Raylene Way, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,049 sqft Heated Area
Lot Size	16,204 sqft (0.371 acres)
Occupancy	Owner Occupied
Last Sale	$199,000 (2010)
Tax Bill	$3,471.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`117571`
Alternative APN	`192531301500010650`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,049 sqft Heated Area
Gross Area	2,890 sqft Gross Area
1st Floor	2,049 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,204 sqft (0.371 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	460 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Fence	Fence
Deck Area	876 sqft Deck
Porch	Open Porch
Porch Area	381 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	117571
Street Address	4912 RAYLENE WAY
City	SAINT CLOUD
State	FL
Zip	34771-8318
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST LAKE RESERVE AT NARCOOSSEE UNIT TWO PB 15 PGS 127-128 LOT 65 20-25-31
Legal Range	31E
Legal Township	25S
Legal Section	19
Legal Subdivision	EAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract	3015
Legal Block	1
Legal Lot Number	20,65 20
Legal Unit	W
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1032
Census Tract	43600

Owner

Source: Osceola County records · APN 117571

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	4912 RAYLENE WAY, SAINT CLOUD, FL 34771-8318
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2010 · Amount on Record
Deed Sale	Oct 18, 2010 · Amount on Record
Prior Sale	Aug 24, 2004 · Amount on Record
Deed Doc Number	2010156533
Deed Book / Page	4049 / 0585
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4912 RAYLENE WAY, SAINT CLOUD, FL 34771-8318
Transaction Type	Mortgage
Record Updated	Aug 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 RAYLENE WAY, SAINT CLOUD, FL 34771-8318

Mortgage

Document Number	0059090376
Date	Mar 10, 2021
Book Page	5909/376
Instrument	2021035740

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,471.00 (+7.73%) Homeowner's exemption	$239,976 (+5.99%)	$410,000 (+5.48%) Land $75,000 Building $335,000
2023	$3,222.00 (+4.37%) Homeowner's exemption	$226,421 (+3%)	$388,700 (+5.63%) Land $60,000 Building $328,700
2022	$3,087.00 Homeowner's exemption	$219,827	$368,000 Land $55,000 Building $313,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 490 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.