4911 Raylene Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4911 Raylene Way, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,393 sqft Living Area
Lot Size12,458 sqft (0.286 acres)
OccupancyOwner Occupied
Last Sale$322,000 (2019)
Tax Bill$4,760.00 (2025)

Property Details

APN / Parcel Number

Primary APN19-25-31-3015-0001-0860
Alternative APNs
  • 253119301500010860
  • 117592

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,393 sqft Living Area
Gross Area3,512 sqft Gross Area
1st Floor2,393 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,458 sqft (0.286 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area704 sqft Garage
Porch Area415 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4911 RAYLENE WAY
CitySAINT CLOUD
StateFL
Zip34771-8319
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAST LAKE RESERVE AT NARCOOSSEE UNIT TWO PB 15 PGS 127-128 20-25-31 LOT 86
Legal Range31E
Legal Township25S
Legal Section19
Legal SubdivisionEAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract3015
Legal Block860
Legal Lot Number86
Legal UnitW
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1038
Census Tract43600

Owner

Source: Osceola County records · APN 19-25-31-3015-0001-0860

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4911 RAYLENE WAY, SAINT CLOUD, FL 34771-8319
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
STOCKTON MORTGAGE CORP
Jan 10, 2019Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 2019 · Amount on Record
Deed SaleJan 10, 2019 · Amount on Record
Prior SaleJun 26, 2015 · Amount on Record
Deed Doc Number20194201
Deed Book / Page5461 / 1734
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4911 RAYLENE WAY, SAINT CLOUD, FL 34771-8319
Transaction TypeMortgage
Record UpdatedAug 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4911 RAYLENE WAY, SAINT CLOUD, FL 34771-8319

Mortgage

Document Number0058750191
DateJan 21, 2021
Book Page5875/191
Instrument2021009700
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueFeb 01, 2046

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 10, 2019
Property Address4911 RAYLENE WAY, SAINT CLOUD, FL 34771-8319
Document Number0054611734
Book / Page005461 / 001734
Instrument DateJan 10, 2019
Instrument4201
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,254.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4911 RAYLENE WAY ST CLOUD FL 347718319, ST CLOUD, FL 34771-8319

Mortgage

Document Number54611735
DateJan 10, 2019
Book Page005461/001735
Instrument4202
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 09, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,760.00 (+6.99%) Homeowner's exemption$333,051 (+5.99%)$445,500 (+5.29%) Land $75,000 Building $370,500
2023$4,449.00 (+3.97%) Homeowner's exemption$314,238 (+3%)$423,100 (+6.31%) Land $60,000 Building $363,100
2022$4,279.00 Homeowner's exemption$305,086$398,000 Land $55,000 Building $343,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 490 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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