Osceola County property record for 4911 Raylene Way, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,393 sqft Living Area |
| Lot Size | 12,458 sqft (0.286 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $322,000 (2019) |
| Tax Bill | $4,760.00 (2025) |
| Primary APN | 19-25-31-3015-0001-0860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,393 sqft Living Area |
| Gross Area | 3,512 sqft Gross Area |
| 1st Floor | 2,393 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,458 sqft (0.286 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 704 sqft Garage |
| Porch Area | 415 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4911 RAYLENE WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8319 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST LAKE RESERVE AT NARCOOSSEE UNIT TWO PB 15 PGS 127-128 20-25-31 LOT 86 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 19 |
| Legal Subdivision | EAST LAKE RESERVE AT NARCOOSSEE UNIT 2 |
| Legal Tract | 3015 |
| Legal Block | 860 |
| Legal Lot Number | 86 |
| Legal Unit | W |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 43600 |
Source: Osceola County records · APN 19-25-31-3015-0001-0860
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4911 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jan 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2019 · Amount on Record |
| Deed Sale | Jan 10, 2019 · Amount on Record |
| Prior Sale | Jun 26, 2015 · Amount on Record |
| Deed Doc Number | 20194201 |
| Deed Book / Page | 5461 / 1734 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4911 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4911 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Document Number | 0058750191 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 5875/191 |
| Instrument | 2021009700 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 10, 2019 |
| Property Address | 4911 RAYLENE WAY, SAINT CLOUD, FL 34771-8319 |
| Document Number | 0054611734 |
| Book / Page | 005461 / 001734 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 4201 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/ |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,254.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4911 RAYLENE WAY ST CLOUD FL 347718319, ST CLOUD, FL 34771-8319 |
| Document Number | 54611735 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 005461/001735 |
| Instrument | 4202 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,760.00 (+6.99%) Homeowner's exemption | $333,051 (+5.99%) | $445,500 (+5.29%) Land $75,000 Building $370,500 |
| 2023 | $4,449.00 (+3.97%) Homeowner's exemption | $314,238 (+3%) | $423,100 (+6.31%) Land $60,000 Building $363,100 |
| 2022 | $4,279.00 Homeowner's exemption | $305,086 | $398,000 Land $55,000 Building $343,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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