4918 Raylene Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4918 Raylene Way, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,750 sqft Heated Area
Lot Size	11,064 sqft (0.253 acres)
Occupancy	Owner Occupied
Last Sale	$214,900 (2016)
Tax Bill	$3,085.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`117574`
Alternative APN	`192531301500010680`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,750 sqft Heated Area
Gross Area	2,540 sqft Gross Area
1st Floor	1,750 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,064 sqft (0.253 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	506 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	284 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	117574
Street Address	4918 RAYLENE WAY
City	SAINT CLOUD
State	FL
Zip	34771-8318
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST LAKE RESERVE AT NARCOOSSEE UNIT TWO PB 15 PGS 127-128 20-25-31 LOT 68
Legal Range	31E
Legal Township	25S
Legal Section	19
Legal Subdivision	EAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract	3015
Legal Block	1
Legal Lot Number	68
Legal Unit	W
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1032
Census Tract	43600

Owner

Source: Osceola County records · APN 117574

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4918 RAYLENE WAY, SAINT CLOUD, FL 34771-8318
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2016 · Amount on Record
Deed Sale	May 20, 2016 · Amount on Record
Prior Sale	Oct 17, 2014 · Amount on Record
Deed Doc Number	0004964379
Deed Book / Page	4964 / 379
Record Refreshed	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4918 RAYLENE WAY, SAINT CLOUD, FL 34771-8318
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	QUALITY TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4918 RAYLENE WAY, SAINT CLOUD, FL 34771-8318

Mortgage

Document Number	0057810324
Date	Aug 26, 2020
Book Page	5781/324
Instrument	2020112484

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2040

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,085.00 (+8.06%) Homeowner's exemption	$212,116 (+5.99%)	$354,200 (+6.08%) Land $75,000 Building $279,200
2023	$2,855.00 (+4.58%) Homeowner's exemption	$200,134 (+3%)	$333,900 (+6.58%) Land $60,000 Building $273,900
2022	$2,730.00 Homeowner's exemption	$194,305	$313,300 Land $55,000 Building $258,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 490 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.