4909 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4909 Split Rail Dr, Wilmington, NC 28412 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,297 sqft · built 1996
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2019)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07113-004-021-000`

Property Details

APN / Parcel Number

Primary APN	`R07113-004-021-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,297 sqft Living Area
1st Floor Area	1,297 sqft
Basement Area	1,297 sqft
Finished Basement	1,297 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	7,231 sqft (0.166 acres)
Terrain	Low
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4909 SPLIT RAIL DR
City	WILMINGTON
State	NC
Zip	28412-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 PHASE 3 THE LAKES AT JOHNSON FARMS
Legal Subdivision	LAKES AT JOHNSON FARM PH 3
Legal Phase	3
Legal Block	4
Legal Lot Number	39
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	1
Census Block	1004
Census Tract	12008

Owner

Source: New Hanover County records · APN R07113-004-021-000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4909 SPLIT RAIL DR, WILMINGTON, NC 28412-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 23, 2019	Warranty Deed, Transfer · Conventional with PMI STATE EMPS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Sep 24, 2004 · Amount on Record
Deed Document Number	201915164
Deed Book / Page	6217 / 413
Prior Transfer Date	Apr 04, 2012
Prior Transfer Doc	00563102442
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	4909 SPLIT RAIL DR, WILMINGTON, NC 28412-8317
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00655200688
Date	Mar 31, 2022
Book Page	6552/688
Instrument	2022012462

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 23, 2019
Property Address	4909 SPLIT RAIL DR, WILMINGTON, NC 28412-8317
Document Number	0062170413
Book / Page	006217 / 000413
Instrument Date	May 22, 2019
Instrument	15164
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 SPLIT RAIL DR WILMINGTON NC 284128317, WILMINGTON, NC 28412-8317

Mortgage

Document Number	62170416
Date	May 23, 2019
Book Page	006217/000416
Instrument	15165

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: New Hanover County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (+8.88%)	$359,800 (+51.05%) Land $105,800 Building $254,000	$359,800 (+51.05%) Land $105,800 Building $254,000
2024	$1,318.00 (+0.46%)
2023	$1,312.00 (-0.91%)	$238,200 Land $81,700 Building $156,500	$238,200 Land $81,700 Building $156,500
2022	$1,324.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371290120081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2018–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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