4911 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4911 Split Rail Dr, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,725 sqft · built 1996
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Oct 1996)
Tax Bill	$1,372 (2024)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R07113-004-019-000`

Property Details

APN / Parcel Number

Primary APN	`R07113-004-019-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,725 sqft Living Area
1st Floor Area	802 sqft
Basement Area	770 sqft
Finished Basement	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	7,231 sqft (0.166 acres)
Terrain	Low
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4911 SPLIT RAIL DR
City	WILMINGTON
State	NC
Zip	28412-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 40 PHASE 3 THE LAKES AT JOHNSON FARMS
Legal Subdivision	LAKES AT JOHNSON FARM PH 3
Legal Phase	3
Legal Block	4
Legal Lot Number	40
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	1
Census Block	1004
Census Tract	12008

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4911 SPLIT RAIL DR, WILMINGTON, NC 28412-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 1996 · Amount on Record
Deed Sale	Oct 29, 1996 · Amount on Record
Prior Sale	Mar 13, 1996 · Amount on Record
Deed Book / Page	2098 / 837
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	4911 SPLIT RAIL DR, WILMINGTON, NC 28412-8317
Document Number	0062290614
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4911 SPLIT RAIL DR WILMINGTON NC 284128317, WILMINGTON, NC 28412-8317

Mortgage

Document Number	0062290614
Date	Jul 10, 2019
Book Page	006229/000614
Instrument	21060

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,100 (-) Land $105,900 Building $256,200	$362,100 (-) Land $105,900 Building $256,200
2025		$362,100 (+45.66%) Land $105,900 Building $256,200	$362,100 (+45.66%) Land $105,900 Building $256,200
2024	$1,372.00 (+0.44%)
2023	$1,366.00 (-0.94%)	$248,600 Land $81,800 Building $166,800	$248,600 Land $81,800 Building $166,800
2022	$1,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2018–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20