New Hanover County property record for 4908 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1996 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jun 2021) |
| Tax Bill | $1,525 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R07113-005-007-000 |
| Primary APN | R07113-005-007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 1,520 sqft |
| Finished Basement | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Terrain | Low |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 120 sqft |
| Canopy | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4908 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-8318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 35 PHASE 3 THE LAKES AT JOHNSON FARMS |
| Legal Subdivision | LAKES AT JOHNSON FARM PH 3 |
| Legal Phase | 3 |
| Legal Block | 5 |
| Legal Lot Number | 35 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 12008 |
Source: New Hanover County records · APN R07113-005-007-000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4908 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 24, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage PIPER CAPITAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on Record |
| Deed Sale | Jun 24, 2021 · Amount on Record |
| Prior Sale | Oct 28, 2009 · Amount on Record |
| Deed Document Number | 202131531 |
| Deed Book / Page | 6463 / 1918 |
| Prior Transfer Date | Aug 05, 2005 |
| Prior Transfer Doc | 00488502583 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4908 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 00648801829 |
|---|---|
| Date | Sep 03, 2021 |
| Book Page | 6488/1829 |
| Instrument | 2021043364 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 24, 2021 |
| Property Address | 4908 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Document Number | 00646301918 |
| Book / Page | 6463 / 1918 |
| Map Reference | MB 35 PG 284 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021031531 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4115 HEARTHSIDE DR APT 304, 4115, WILMINGTON, NC 28412-8305 |
| Name | Verified Name |
|---|---|
| Address | 4908 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Document Number | 2021031532 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021031532 |
| Name | PIPER CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | Oct 01, 2021 |
Source: New Hanover County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,525.00 (+10.51%) | $383,700 (+53.42%) Land $105,500 Building $278,200 | $383,700 (+53.42%) Land $105,500 Building $278,200 |
| 2024 | $1,380.00 (+0.44%) | ||
| 2023 | $1,374.00 (-0.72%) | $250,100 Land $81,400 Building $168,700 | $250,100 Land $81,400 Building $168,700 |
| 2022 | $1,384.00 |
Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371290120082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 290 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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