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4907 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4907 Split Rail Dr, Wilmington, NC 28412

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,778 sqft · built 1996
Lot Size0.164 acres (7,187 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jan 2018)
Tax Bill$1,503 (2025)
Deeds & MortgagesNov 2023 Mortgage
Dec 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR07113-004-023-000

Property Details

APN / Parcel Number

Primary APNR07113-004-023-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,778 sqft Living Area
1st Floor Area804 sqft
Attic Area440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area7,187 sqft (0.164 acres)
TerrainLow
Garage Area440 sqft
PorchOpen Porch
Porch Area84 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address4907 SPLIT RAIL DR
CityWILMINGTON
StateNC
Zip28412-8317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 PHASE 3 THE LAKES AT JOHNSON FARMS
Legal SubdivisionLAKES AT JOHNSON FARM PH 3
Legal Phase3
Legal Block4
Legal Lot Number38
JurisdictionNEW HANOVER NC
Township / Civil DivisionMASONBORO
Census Block Group1
Census Block1004
Census Tract12008

Owner

Source: New Hanover County records · APN R07113-004-023-000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4907 SPLIT RAIL DR, WILMINGTON, NC 28412-8317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 09, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 12, 2018Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2018 · Amount on Record
Deed SaleJan 12, 2018 · Amount on Record
Prior SaleDec 28, 2006 · Amount on Record
Deed Document Number563961
Deed Book / Page6114 / 1436
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address4907 SPLIT RAIL DR, WILMINGTON, NC 28412-8317
Transaction TypeMortgage
Record UpdatedDec 08, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4907 SPLIT RAIL DR, WILMINGTON, NC 28412-8317

Mortgage

Document Number00667501938
DateNov 20, 2023
Book Page6675/1938
Instrument2023029211
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term291 Months
DueFeb 01, 2048

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address4907 SPLIT RAIL DR, WILMINGTON, NC 28412-8317
Transaction TypeMortgage
Record UpdatedDec 22, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4907 SPLIT RAIL DR, WILMINGTON, NC 28412-8317

Mortgage

Document Number00661100708
DateDec 09, 2022
Book Page6611/708
Instrument2022041604
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term302 Months
DueFeb 01, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateJan 12, 2018
Property Address4907 SPLIT RAIL DR, WILMINGTON, NC 28412-8317
Document Number0061141436
Book / Page006114 / 001436
Instrument DateDec 20, 2017
Instrument1129
Transaction TypeTransfer
Record UpdatedJul 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4907 SPLIT RAIL DR WILMINGTON NC 284128317, WILMINGTON, NC 28412-8317

Mortgage

Document Number61141439
DateJan 12, 2018
Book Page006114/001439
Instrument1130
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 11, 2048

Tax Assessment & Valuation

Source: New Hanover County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,503.00 (+5.47%)$377,700 (+45.94%) Land $105,700 Building $272,000$377,700 (+45.94%) Land $105,700 Building $272,000
2024$1,425.00 (+0.35%)
2023$1,420.00 (-0.84%)$258,800 Land $81,600 Building $177,200$258,800 Land $81,600 Building $177,200
2022$1,432.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371290120081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2018–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 290 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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