New Hanover County property record for 4904 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,208 sqft · built 2002 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Mar 2021) |
| Tax Bill | $1,321 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R07100-002-293-000 |
| Primary APN | R07100-002-293-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 1,208 sqft |
| Finished Basement | 1,208 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 9,060 sqft (0.208 acres) |
| Terrain | Low |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4904 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-8318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 273 PH1 THE ARBORS AT JOHNSON FARMS |
| Legal Subdivision | ARBORS @ JOHNSON FARMS PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 273 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12008 |
4904 Split Rail Dr is owned and occupied by an individual who bought it in March 2021.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4904 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on File |
| Deed Sale | Mar 31, 2021 · Amount on File |
| Prior Sale | Jan 31, 2003 · Amount on File |
| Deed Document Number | 202115879 |
| Deed Book / Page | 6431 / 428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Mar 31, 2021 |
| Property Address | 4904 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Document Number | 00643100428 |
| Book / Page | 6431 / 428 |
| Map Reference | MB 42 PG 395 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021015879 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5349 KINCAID PLACE, 5349, WILMINGTON, NC 28412 |
| Name | Verified Name |
|---|---|
| Address | 4904 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Document Number | 2021015880 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021015880 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4904 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Document Number | 0062112974 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4904 SPLIT RAIL DR WILMINGTON NC 284128318, WILMINGTON, NC 28412-8318 |
| Document Number | 0062112974 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 006211/002974 |
| Instrument | 12654 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2049 |
| Rate | 5% |
|---|
The 2025 property tax bill for 4904 Split Rail Dr was $1,321, up 15% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,800 (-) Land $110,400 Building $225,400 | $335,800 (-) Land $110,400 Building $225,400 | |
| 2025 | $1,321.00 (+14.97%) | $335,800 Land $110,400 Building $225,400 | $335,800 Land $110,400 Building $225,400 |
| 2024 | $1,149.00 (+0.35%) | ||
| 2023 | $1,145.00 (-0.95%) | $210,300 Land $60,900 Building $149,400 | $210,300 Land $60,900 Building $149,400 |
| 2022 | $1,156.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4904 Split Rail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4904 Split Rail Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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