New Hanover County property record for 4912 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1996 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Mar 2026) |
| Tax Bill | $1,526 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07113-005-005-000 |
| Primary APN | R07113-005-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 1,520 sqft |
| Finished Basement | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Terrain | Low |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Utility Building | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4912 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-8318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 33 PHASE 3 THE LAKES AT JOHNSON FARMS |
| Legal Subdivision | LAKES AT JOHNSON FARM PH 3 |
| Legal Phase | 3 |
| Legal Block | 5 |
| Legal Lot Number | 33 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 12008 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4912 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 12, 2024 | Deed of Trust, Mortgage · Commercial Mortgage WAVE CAPITAL LLC |
| Mar 2, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI ALLIANCE FCU |
| Jun 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on Record |
| Deed Sale | Mar 2, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2005 · Amount on Record |
| Deed Document Number | 20265311 |
| Deed Book / Page | 6832 / 1240 |
| Prior Transfer Date | Jun 25, 2018 |
| Prior Transfer Doc | 00615100858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4912 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4912 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Document Number | 00672802684 |
|---|---|
| Date | Sep 12, 2024 |
| Book Page | 6728/2684 |
| Instrument | 2024022750 |
| Name | WAVE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 8620 RIVER RD, WILMINGTON, NC 28412 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Mar 11, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Mar 2, 2026 |
| Property Address | 4912 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Document Number | 00683201240 |
| Book / Page | 6832 / 1240 |
| Map Reference | MB 35 PG 284 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026005311 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15966, WILMINGTON, NC 28408-5966 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4912 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Document Number | 2026005312 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026005312 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4912 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Document Number | 0062332197 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4912 SPLIT RAIL DR WILMINGTON NC 284128318, WILMINGTON, NC 28412-8318 |
| Document Number | 0062332197 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 006233/002197 |
| Instrument | 23395 |
| Name | ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95158 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 25, 2018 |
| Property Address | 4912 SPLIT RAIL DR, WILMINGTON, NC 28412-8318 |
| Document Number | 0061510858 |
| Book / Page | 006151 / 000858 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 19832 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4912 SPLIT RAIL DR WILMINGTON NC 284128318, WILMINGTON, NC 28412-8318 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,800 (-) Land $105,500 Building $278,300 | $383,800 (-) Land $105,500 Building $278,300 | |
| 2025 | $1,526.00 (+10.58%) | $383,800 (+53.4%) Land $105,500 Building $278,300 | $383,800 (+53.4%) Land $105,500 Building $278,300 |
| 2024 | $1,380.00 (+0.36%) | ||
| 2023 | $1,375.00 (-0.87%) | $250,200 Land $81,400 Building $168,800 | $250,200 Land $81,400 Building $168,800 |
| 2022 | $1,387.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures