49 Tessera Ave, Foothill Ranch, CA 92610 Property Records

Orange County property record for 49 Tessera Ave, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,478 sqft · built 1995
Lot Size	0.147 acres (6,384 sqft)
Owner	2 Individual Names on File
Last Sale	$915,000 (Oct 2018)
Tax Bill	$10,689 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`601-261-27`

Property Details

APN / Parcel Number

Primary APN	`601-261-27`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,478 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	6,384 sqft (0.147 acres)
Garage Area	652 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	49 TESSERA AVE
City	FOOTHILL RANCH
State	CA
Zip	92610-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13791 BLK LOT 27
Legal Subdivision	LYON HEIGHTS
Legal Tract	13791
Legal Lot Number	27
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1002
Census Tract	52427

Owner

49 Tessera Ave is owned by two individuals who acquired it in February 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6710 VARIEL AVE, 304, CANOGA PARK, CA 91303-4802
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CTBC BANK CORP USA
Oct 15, 2018	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on File
Deed Sale	Oct 15, 2018 · Amount on File
Prior Sale	Aug 22, 2011 · Amount on File
Deed Document Number	2018374261
Last Transfer Date	Feb 15, 2022
Transfer Doc	0000105495
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 17, 2022
Property Address	49 TESSERA AVE, FOOTHILL RANCH, CA 92610-1921
Document Number	0000105495
Map Reference	MB 659 PG 19-26
Instrument Date	Feb 15, 2022
Instrument	2022000105495
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6710 VARIEL AVE APT 304, 304, CANOGA PARK, CA 91303-4802

Mortgage

Document Number	0000105496
Date	Mar 17, 2022
Instrument	2022000105496

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2025
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	9.12%
Index	Other
Max Rate	10.1%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 15, 2018
Property Address	49 TESSERA AVE, FOOTHILL RANCH, CA 92610-1921
Document Number	0000374261
Map Reference	MB659 PG19-26
Instrument Date	Sep 4, 2018
Instrument	2018000374261
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	49 TESSERA AVE, FOOTHILL RANCH, CA 92610-1921

Mortgage

Document Number	0000374262
Date	Oct 15, 2018
Instrument	2018000374262

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 49 Tessera Ave was $10,689.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,041,110 (+2%) Land $696,719 Building $344,391
2025	$10,689.00	$1,020,697 Land $683,058 Building $337,639
2023	$10,249.00 (+1.82%)	$981,063 Land $656,534 Building $324,529
2022	$10,066.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 49 Tessera Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Tessera Ave is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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