49 Iris Ave, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 49 Iris Ave, Buffalo, NY 14224 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,778 sqft · built 1949
Lot Size	0.219 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$273,500 (Mar 2024)
Tax Bill	$3,092 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-186-000`

Property Details

APN / Parcel Number

Primary APN	`20-186-000`
Alternative APNs	`68001341900002032000` `146800 134.19-2-32`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,358 sqft
Upper Floors Area	420 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,500 sqft (0.219 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Canopy	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20-186-000
Street Address	49 IRIS AVE
City	BUFFALO
State	NY
Zip	14224-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC-1286 SL-118 WINDERMERE GARDENS S/D 50 X 190.00 (FL-135/136)
Legal Subdivision	EBENEZER LANDS
Legal Block	2
Legal Lot Number	32.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	3
Census Block	3018
Census Tract	11700

Owner

Source: Erie County and West Seneca Town records · APN 20-186-000

Assessment roll updated May 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 IRIS AVE, BUFFALO, NY 14224-2723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 07, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit CNB BANK
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK
Aug 11, 2021	Deed of Trust, Mortgage CNB BANK
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK/BUFFALO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2024 · Amount on Record
Deed Sale	Mar 07, 2024 · Amount on Record
Prior Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	20242024037150
Deed Book / Page	11428 / 7166
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Recording Date	Apr 20, 2026
Property Address	49 IRIS AVE, BUFFALO, NY 14224-2723
Document Number	0000072976
Book / Page	11459 / 7751
Instrument Date	Mar 31, 2026
Instrument	202672976
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 IRIS AVE, BUFFALO, NY 14224-2723
Investor	Possibly a Property Investor

Mortgage

Document Number	0114597751,
Date	Apr 20, 2026
Book Page	11459/7751
Instrument	202672976

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	5.37%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Recording Date	Apr 20, 2026
Property Address	49 IRIS AVE, BUFFALO, NY 14224-2723
Document Number	0141961525
Book / Page	14196 / 1525
Instrument Date	Mar 31, 2026
Instrument	202672975
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 IRIS AVE, BUFFALO, NY 14224-2723
Investor	Possibly a Property Investor

Mortgage

Document Number	0000072975,
Date	Apr 20, 2026
Book Page	14196/1525
Instrument	202672975

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Mar 07, 2024
Property Address	49 IRIS AVE, BUFFALO, NY 14224-2723
Document Number	0114287166
Book / Page	11428 / 7166
Instrument Date	Feb 29, 2024
Instrument	2024037150
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,094.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 IRIS AVE, WEST SENECA, NY 14224-2723

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	405 EVANS ST APT 4, 4, WILLIAMSVILLE, NY 14221-5646
Investor	Possibly a Property Investor

Mortgage

Document Number	0141202226
Date	Mar 07, 2024
Book Page	14120/2226
Instrument	2024037151

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	49 IRIS AVE, BUFFALO, NY 14224-2723
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140837948
Date	Feb 28, 2023
Book Page	14083/7948
Instrument	2023035175

Lender

Name	CNB BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Sep 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	49 IRIS AVE, BUFFALO, NY 14224-2723
Transaction Type	Mortgage
Record Updated	Dec 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 IRIS AVE, WEST SENECA, NY 14224-2724

Mortgage

Document Number	0140221609
Date	Oct 26, 2021
Book Page	14022/1609
Instrument	2021213505

Lender

Name	CNB BANK
Type	Bank
Address	ORCHARD PARK, NY 14127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	49 IRIS AVE, BUFFALO, NY 14224-2723
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 IRIS AVE, WEST SENECA, NY 14224-2723

Mortgage

Document Number	0140094270
Date	Aug 11, 2021
Book Page	14009/4270
Instrument	2021158901

Lender

Name	CNB BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jul 28, 2036

Interest

Rate	3.29%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	49 IRIS AVE, BUFFALO, NY 14224-2723
Document Number	0139284626
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 04, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 IRIS AVE WEST SENECA NY 142242723, WEST SENECA, NY 14224-2723

Mortgage

Document Number	0139284626
Date	Jan 31, 2020
Book Page	013928/004626

Lender

Name	BANK/BUFFALO
Type	Bank
Address	ORCHARD PARK, NY 14127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2035

Interest

Rate	4.74%

Tax Assessment & Valuation

Source: Erie County and West Seneca Town records · Assessment roll updated May 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,092.00 (-46.59%)	$58,800 (-) Land $6,800 Building $52,000	$245,000 (+4.17%) Land $28,333 Building $216,667
2024	$5,789.00 (+17.3%)	$58,800 (-) Land $6,800 Building $52,000	$235,200 (+4%) Land $27,200 Building $208,000
2023		$58,800 Land $6,800 Building $52,000	$226,154 Land $26,154 Building $200,000
2019	$4,935.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290117003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–1987)
Most Recent Claim	Mar 1987, tidal / storm surge

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 319 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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