Kenton County property record for 49 E Orchard Rd, Fort Mitchell, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1940 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,500 (Aug 2023) |
| Tax Bill | $693 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-30-11-008.00 |
| Primary APN | 028-30-11-008.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 780 sqft Finished Area |
| Gross Area | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 49 E ORCHARD RD |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41011-2657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST FT MITCHELL BLK E LOT 10 & PT 9 |
| Legal Subdivision | EAST FT MITCHELL |
| Legal Phase | E |
| Legal Block | E |
| Legal Lot Number | 10,9 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 65200 |
Source: Kenton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 E ORCHARD RD, FT MITCHELL, KY 41011-2657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 14, 2020 | Grant Deed, Transfer · Conventional with PMI AMERICAN MTG SVC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on Record |
| Deed Sale | Aug 17, 2023 · Amount on Record |
| Prior Sale | Aug 14, 2020 · Amount on Record |
| Deed Document Number | 2023146 |
| Deed Book / Page | 242 / 224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 49 E ORCHARD RD, FT MITCHELL, KY 41011-2657 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 49 E ORCHARD RD, FT MITCHELL, KY 41011-2657 |
| Document Number | 0000003960 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 737/632 |
| Instrument | 26059000003960 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 17, 2023 |
| Property Address | 49 E ORCHARD RD, FT MITCHELL, KY 41011-2657 |
| Document Number | 0005900146 |
| Book / Page | KC 242 / 224 |
| Map Reference | PL 451- B |
| Instrument Date | Aug 15, 2023 |
| Instrument | 23081705900146 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4962 WATERLOO RD, BURLINGTON, KY 41005-8610 |
| Name | Verified Name |
|---|---|
| Address | 49 E ORCHARD RD, FT MITCHELL, KY 41011-2657 |
| Document Number | 0005900147 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | KCM 485/189 |
| Instrument | 23081705900147 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 14, 2020 |
| Property Address | 49 E ORCHARD RD, FT MITCHELL, KY 41011-2657 |
| Document Number | 0000000034 |
| Book / Page | 000037 / 000206 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 34 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 E ORCHARD RD FORT MITCHELL KY 410112657, FORT MITCHELL, KY 41011-2657 |
| Document Number | M820927 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 000M82/000927 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Number | 36, |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 000M82/000943 |
| Instrument | 36 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 13, 2030 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $693.00 (+13.61%) | $185,500 (+23.67%) Land $45,000 Building $140,500 | $185,500 (+23.67%) Land $45,000 Building $140,500 |
| 2023 | $610.00 (+19.37%) | $150,000 (+25%) Land $45,000 Building $105,000 | $150,000 (+25%) Land $45,000 Building $105,000 |
| 2022 | $511.00 | $120,000 Land $30,000 Building $90,000 | $120,000 Land $30,000 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures