48 E Orchard Rd, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 48 E Orchard Rd, Fort Mitchell, KY 41011 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,398 sqft · built 1940
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (May 2022)
Tax Bill	$1,075 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-30-11-015.00`

Property Details

APN / Parcel Number

Primary APN	`028-30-11-015.00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,398 sqft Finished Area
Gross Area	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0283011015.00
Street Address	48 E ORCHARD RD
City	FT MITCHELL
State	KY
Zip	41011-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST FT MITCHELL BLK E LOT 5
Legal Subdivision	EAST FT MITCHELL
Legal Phase	E
Legal Block	E
Legal Lot Number	5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2017
Census Tract	65200

Owner

Source: Kenton County records · APN 028-30-11-015.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 E ORCHARD RD, FT MITCHELL, KY 41011-2658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Jan 28, 2022	Warranty Deed, Transfer
May 12, 2021

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	0000168144
Deed Book / Page	168 / 144
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 31, 2022
Property Address	48 E ORCHARD RD, FT MITCHELL, KY 41011-2658
Document Number	0005900137
Book / Page	168 / 144
Map Reference	PL 451 B
Instrument Date	May 19, 2022
Instrument	22053105900137
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2423 HENESY LN, 2423, FAIRFIELD, OH 45014-3964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 E ORCHARD RD, FT MITCHELL, KY 41011-2658

Mortgage

Document Number	0005900138
Date	May 31, 2022
Book Page	374/502
Instrument	22053105900138

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 28, 2022
Property Address	48 E ORCHARD RD, FT MITCHELL, KY 41011-2658
Document Number	0005900082
Book / Page	145 / 326
Map Reference	MB 218 PG 507
Instrument Date	Jan 27, 2022
Instrument	22012805900082
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 MCCRAE LN # DD, 213, FT MITCHELL, KY 41011-5110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 COLLEGE PARK DR, CRESTVIEW HILLS, KY 41017-2567

May 2021:

Jurisdiction	KENTON KY
Recording Date	May 12, 2021
Property Address	48 E ORCHARD RD, FT MITCHELL, KY 41011-2658
Document Number	0005900005
Book / Page	89 / 943
Map Reference	MB 218 PG 507
Instrument Date	Apr 28, 2021
Instrument	21051205900005
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 W ORCHARD RD, 229, FT MITCHELL, KY 41011-2637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MEADOW WOOD DR APT 3, 3, CRESCENT SPRINGS, KY 41017-4625

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,075.00 (-8.12%)	$287,500 (-) Land $30,000 Building $257,500	$287,500 (-) Land $30,000 Building $257,500
2023	$1,170.00	$287,500 Land $30,000 Building $257,500	$287,500 Land $30,000 Building $257,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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