52 E Orchard Rd, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 52 E Orchard Rd, Fort Mitchell, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,520 sqft · built 1940
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$193,000 (Dec 2018)
Tax Bill$1,009 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028-30-11-017.00

Property Details

APN / Parcel Number

Primary APN028-30-11-017.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,520 sqft Finished Area
Gross Area2,760 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address52 E ORCHARD RD
CityFT MITCHELL
StateKY
Zip41011-2658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST FT MITCHELL BLK E LOT 7 & 10' LOT 8
Legal SubdivisionEAST FT MITCHELL
Legal PhaseE
Legal BlockE
Legal Lot Number7,8
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2017
Census Tract65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address52 E ORCHARD RD, FT MITCHELL, KY 41011-2658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Line of Credit
STOCK YARDS BANK AND TRUST COMPANY
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
DAS ACQUISITION
Dec 27, 2018Warranty Deed, Transfer · Conventional Mortgage
PROVIDENT FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2018 · Amount on Record
Deed SaleDec 27, 2018 · Amount on Record
Deed Document Number201812 27 059 00247
Deed Book / Page6571 / 158
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateMay 11, 2026
Property Address52 E ORCHARD RD, FT MITCHELL, KY 41011-2658
Document Number0000009629
Book / Page428 / 459
Instrument DateApr 2, 2026
Instrument20269629
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 E ORCHARD RD, FT MITCHELL, KY 41011-2658

Mortgage

Document Number0000009629,
DateMay 11, 2026
Book Page428/459
Instrument20269629
Lender
NameSTOCK YARDS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address52 E ORCHARD RD, FT MITCHELL, KY 41011-2658
Document Number0000000149
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address52 E ORCHARD RD FORT MITCHELL KY 410112658, FORT MITCHELL, KY 41011-2658

Mortgage

Document Number0000000149
DateNov 18, 2020
Book Page00M128/000652
Instrument149
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 27, 2018
Property Address52 E ORCHARD RD, FT MITCHELL, KY 41011-2658
Document Number0000000247
Book / Page0C6571 / 000158
Instrument DateDec 21, 2018
Instrument247
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$193.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address52 E ORCHARD RD FORT MITCHELL KY 410112658, FORT MITCHELL, KY 41011-2658

Mortgage

Document Number249
DateDec 27, 2018
Book Page0C6571/000180
Instrument249
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,000 (-) Land $30,000 Building $240,000$270,000 (-) Land $30,000 Building $240,000
2025$1,009.00 (-8.11%)$270,000 (-) Land $30,000 Building $240,000$270,000 (-) Land $30,000 Building $240,000
2023$1,098.00$270,000 Land $30,000 Building $240,000$270,000 Land $30,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E Orchard Rd

Nearby Streets

Search Property Records by Address or Parcel Number