Kenton County property record for 42 E Orchard Rd, Fort Mitchell, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,484 sqft · built 1930 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Mar 2021) |
| Tax Bill | $467 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jan 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-30-11-012.00 |
| Primary APN | 028-30-11-012.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 42 E ORCHARD RD |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41011-2658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST FT MITCHELL BLK E LOT 2 |
| Legal Subdivision | EAST FT MITCHELL |
| Legal Phase | E |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 65200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1512 RESOURCE DR, B, BURLINGTON, KY 41005-9379 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit SILVER HILL FINANCIAL LLC |
| Jan 21, 2022 | Warranty Deed, Transfer |
| Mar 1, 2021 | Deed, Transfer · Commercial Mortgage FORCHT BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2021 · Amount on Record |
| Deed Sale | Mar 1, 2021 · Amount on Record |
| Prior Sale | Oct 11, 2010 · Amount on Record |
| Deed Document Number | 202150759 |
| Deed Book / Page | 74 / 777 |
| Prior Transfer Date | Apr 23, 2009 |
| Prior Transfer Doc | 0005900101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 42 E ORCHARD RD, FT MITCHELL, KY 41011-2658 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900155 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 340/873 |
| Instrument | 22022305900155 |
| Name | SILVER HILL FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 21, 2022 |
| Property Address | 42 E ORCHARD RD, FT MITCHELL, KY 41011-2658 |
| Document Number | 0005900080 |
| Book / Page | 144 / 1 |
| Map Reference | PL 451-B |
| Instrument Date | Dec 20, 2021 |
| Instrument | 22012105900080 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 E ORCHARD RD, 42, FT MITCHELL, KY 41011-2658 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 176656, COVINGTON, KY 41017-6656 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 1, 2021 |
| Property Address | 42 E ORCHARD RD, FT MITCHELL, KY 41011-2658 |
| Document Number | 0005900245 |
| Book / Page | 74 / 777 |
| Map Reference | PL 451-B |
| Instrument Date | Feb 26, 2021 |
| Instrument | 21030105900245 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 176656, COVINGTON, KY 41017-6656 |
| Document Number | 0005900246 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 21030105900246 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2051 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,000 (+16%) Land $45,000 Building $100,000 | $145,000 (+16%) Land $45,000 Building $100,000 | |
| 2025 | $467.00 (-8.07%) | $125,000 (-) Land $45,000 Building $80,000 | $125,000 (-) Land $45,000 Building $80,000 |
| 2023 | $508.00 | $125,000 Land $45,000 Building $80,000 | $125,000 Land $45,000 Building $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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