50 E Orchard Rd, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 50 E Orchard Rd, Fort Mitchell, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,360 sqft · built 1951
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$146,000 (Oct 2006)
Tax Bill$1,040 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN028-30-11-016.00

Property Details

APN / Parcel Number

Primary APN028-30-11-016.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,360 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address50 E ORCHARD RD
CityFT MITCHELL
StateKY
Zip41011-2658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST FT MITCHELL BLK E LOT 6
Legal SubdivisionEAST FT MITCHELL
Legal PhaseE
Legal BlockE
Legal Lot Number6
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2017
Census Tract65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address50 E ORCHARD RD, FT MITCHELL, KY 41011-2658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Nov 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2006 · Amount on Record
Deed SaleOct 4, 2006 · Amount on Record
Deed Document Number200610 04 059 00043
Deed Book / Page3163 / 36
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address50 E ORCHARD RD, FT MITCHELL, KY 41011-2658
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900027
DateFeb 26, 2021
Book Page174/118
Instrument21022605900027
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address50 E ORCHARD RD, FT MITCHELL, KY 41011-2658
Document Number0000000105
Instrument DateNov 20, 2018
Transaction TypeMortgage
Record UpdatedDec 7, 2018
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 E ORCHARD RD FORT MITCHELL KY 410112658, FORT MITCHELL, KY 41011-2658

Mortgage

Document Number0000000105
DateNov 28, 2018
Book Page0C6553/000065
Instrument105
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 27, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,200 (-) Land $45,000 Building $233,200$278,200 (-) Land $45,000 Building $233,200
2025$1,040.00 (-8.13%)$278,200 (-) Land $45,000 Building $233,200$278,200 (-) Land $45,000 Building $233,200
2023$1,132.00$278,200 Land $45,000 Building $233,200$278,200 Land $45,000 Building $233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on E Orchard Rd

Nearby Streets

Search Property Records by Address or Parcel Number