Kenton County property record for 46 E Orchard Rd, Fort Mitchell, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,020 sqft · built 1940 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $770 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-30-11-014.00 |
| Primary APN | 028-30-11-014.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,020 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 46 E ORCHARD RD |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41011-2658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST FT MITCHELL BLK E LOT 4 |
| Legal Subdivision | EAST FT MITCHELL |
| Legal Phase | E |
| Legal Block | E |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 65200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 E ORCHARD RD, FT MITCHELL, KY 41011-2658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 22, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 8, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2019 |
| Transfer Doc | 0005900069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 46 E ORCHARD RD, FT MITCHELL, KY 41011-2658 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 46 E ORCHARD RD, FT MITCHELL, KY 41011-2658 |
| Document Number | 0005900017 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | KCM 525/632 |
| Instrument | 24020905900017 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 22, 2019 |
| Property Address | 46 E ORCHARD RD, FT MITCHELL, KY 41011-2658 |
| Document Number | 0000000069 |
| Book / Page | 0C6736 / 000088 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 69 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 E ORCHARD RD FORT MITCHELL KY 410112658, FORT MITCHELL, KY 41011-2658 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 46 E ORCHARD RD, FT MITCHELL, KY 41011-2658 |
| Document Number | 0000000210 |
| Book / Page | 0C6306 / 000077 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 46 E ORCHARD RD FORT MITCHELL KY 410112658, FORT MITCHELL, KY 41011-2658 |
| Document Number | 0000000210 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 0C6306/000077 |
| Instrument | 210 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,000 (-) Land $45,000 Building $161,000 | $206,000 (-) Land $45,000 Building $161,000 | |
| 2025 | $770.00 (-8.11%) | $206,000 (-) Land $45,000 Building $161,000 | $206,000 (-) Land $45,000 Building $161,000 |
| 2023 | $838.00 | $206,000 Land $45,000 Building $161,000 | $206,000 Land $45,000 Building $161,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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