4886 E Comanche Dr, Cottonwood, AZ 86326 Property Records

Yavapai County property record for 4886 E Comanche Dr, Cottonwood, AZ 86326

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1986
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Sep 2026)
Tax Bill	$1,884 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`406-47-552A`

Property Details

APN / Parcel Number

Primary APN	`406-47-552A`
Alternative APN	`40647552A3`

Interior

Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Carport
Garage Area	832 sqft
Carport	Carport
Carport Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,141 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	40647552A3
Street Address	4886 E COMANCHE DR
City	COTTONWOOD
State	AZ
Zip	86326-5994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE VILLAGE NO.5 LOTS 2395 & 2396
Legal Range	04E
Legal Township	15
Legal Section	07
Legal Subdivision	VERDE VILLAGE
Legal Lot Number	2395
Jurisdiction	YAVAPAI AZ
Township / Civil Division	MINGUS MOUNTAIN
Census Block Group	3
Census Block	3002
Census Tract	2003

Owner

4886 E Comanche Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Yavapai County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4886 E COMANCHE DR, COTTONWOOD, AZ 86326-5994
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage EFINITY FINANCIAL
Oct 21, 2020	Quit Claim Deed, Transfer PLAZA HM MTG
Jan 7, 2019	Warranty Deed, Transfer · Conventional with PMI PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Jan 7, 2019 · Amount on File
Deed Document Number	202642784
Prior Transfer Date	Aug 19, 2020
Prior Transfer Doc	0000063834
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 18, 2026
Property Address	4886 E COMANCHE DR, COTTONWOOD, AZ 86326-5994
Document Number	0000042784
Instrument Date	Sep 8, 2026
Instrument	202642784
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4886 E COMANCHE DR, COTTONWOOD, AZ 86326-5994

Mortgage

Document Number	0000042785,
Date	Sep 18, 2026
Instrument	202642785

Lender

Name	EFINITY FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Oct 21, 2020
Property Address	4886 E COMANCHE DR, COTTONWOOD, AZ 86326-5994
Document Number	0000063834
Instrument Date	Aug 19, 2020
Instrument	63834
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4886 E COMANCHE DR COTTONWOOD AZ 863265994, COTTONWOOD, AZ 86326-5994

Mortgage

Document Number	63835
Date	Oct 21, 2020
Instrument	63835

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 7, 2019
Property Address	4886 E COMANCHE DR, COTTONWOOD, AZ 86326-5994
Document Number	0000000746
Instrument Date	Dec 28, 2018
Instrument	746
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1319 COTTONWOOD AZ 863261319, COTTONWOOD, AZ 86326-1319

Mortgage

Document Number	747
Date	Jan 7, 2019
Instrument	747

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4886 E Comanche Dr was $1,884, up 5.4% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Elementary School District	Cottonwood-Oak Creek Elementary District (PK - 08)
Secondary School District	Mingus Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$34,025	$340,254 Land $53,762 Building $286,492
2026	$1,884.00 (+5.43%)
2025	$1,787.00	$32,389 Land $5,460 Building $26,929	$323,894 Land $54,605 Building $269,289
2022	$1,615.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4886 E Comanche Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	3 (2004–2021)
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4886 E Comanche Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 62% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONWOOD MUNICIPAL WATER VV2 public/private · serves 2,891 people · EPA ID AZ0413104
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CORDES LAKES WATER COMPANY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Thallium resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Bolt Internet Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
Verde Valley Internet Fixed Wireless	100 / 25

May also be available: Sparklight.

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