4881 Edgewater Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4881 Edgewater Ln, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,026 sqft · built 1996
Lot Size0.231 acres (10,075 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (Aug 2023)
Tax Bill$6,965 (2025)
Deeds & MortgagesAug 2023 Sale
Oct 2019 Line of Credit
Flood ZoneZone X (moderate risk)
APNC62-000-759-3184-0

Property Details

APN / Parcel Number

Primary APNC62-000-759-3184-0
Alternative APNs
  • 10-28-16-99130-000-0180
  • 281610991300000180
  • 162810991300000180
  • R110921

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,026 sqft Living Area
Gross Area2,943 sqft
1st Floor Area984 sqft
Upper Floors Area1,042 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,075 sqft (0.231 acres)
Lot Dimensions155 ft deep x 65 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area413 sqft
Deck AreaDeck Area
Patio Area374 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR110921
Street Address4881 EDGEWATER LN
CityOLDSMAR
StateFL
Zip34677-6341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionWORTHINGTON LOT 18
Legal Range16E
Legal Township28S
Legal Section10
Legal SubdivisionWORTHINGTON
Legal Tract99130
Legal Lot Number18
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1000
Census Tract27326

Owner

4881 Edgewater Ln is owned and occupied by two individuals who bought it in August 2023.

Source: Pinellas County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address4881 EDGEWATER LN, OLDSMAR, FL 34677-6341
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 28, 2019Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2023 · Amount on File
Deed SaleAug 10, 2023 · Amount on File
Prior SaleMar 1, 2016 · Amount on File
Deed Document Number2023207760
Deed Book / Page22531 / 1685
Prior Transfer DateMar 30, 2016
Prior Transfer Doc0191441115
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 10, 2023
Property Address4881 EDGEWATER LN, OLDSMAR, FL 34677-6341
Document Number0225311685
Book / Page22531 / 1685
Map ReferenceMB 110 PG 59-65
Instrument DateAug 9, 2023
Instrument2023207760
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$4,270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1856 EAU CLAIRE CT, OLDSMAR, FL 34677-5215

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4881 EDGEWATER LN, OLDSMAR, FL 34677-6341

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4881 EDGEWATER LN, OLDSMAR, FL 34677-6341
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0207491627
DateOct 28, 2019
Book Page20749/1627
Instrument2019347294
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 9, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4881 Edgewater Ln was $6,965 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,965.00 (+5.63%) Homeowner's exemption$420,208$534,629 Land $127,904 Building $406,725
2024$6,594.00 (+92.53%)
2023$3,425.00 (+3.04%) Homeowner's exemption$225,880 (+3%)$466,735 (+13.73%) Land $172,606 Building $294,129
2022$3,324.00 Homeowner's exemption$219,301$410,386 Land $133,520 Building $276,866

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4881 Edgewater Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 299 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies299 in force
Nearby Flood Claims38 (1979–2024)
Claims Outside the SFHA5 of 38
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Hermine, Sep 2016 · 2 claims
  • Tropical Storm Debby, Jul 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4881 Edgewater Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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