4870 Edgewater Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4870 Edgewater Ln, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 1995
Lot Size	0.172 acres (7,475 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jun 2019)
Tax Bill	$5,771 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-3257-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-3257-4`
Alternative APNs	`10-28-16-99130-000-0910` `281610991300000910` `162810991300000910` `R110994`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,920 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,475 sqft (0.172 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R110994
Street Address	4870 EDGEWATER LN
City	OLDSMAR
State	FL
Zip	34677-6340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	WORTHINGTON LOT 91
Legal Range	16E
Legal Township	28S
Legal Section	10
Legal Subdivision	WORTHINGTON
Legal Tract	99130
Legal Lot Number	91
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1008
Census Tract	27326

Owner

4870 Edgewater Ln is owned and occupied by two individuals who bought it in June 2019.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4870 EDGEWATER LN, OLDSMAR, FL 34677-6340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Prior Sale	Jul 13, 2016 · Amount on File
Deed Document Number	2019192698
Deed Book / Page	20581 / 2003
Prior Transfer Date	Dec 9, 2011
Prior Transfer Doc	0174350350
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 18, 2019
Property Address	4870 EDGEWATER LN, OLDSMAR, FL 34677-6340
Document Number	0205812003
Book / Page	20581 / 2003
Map Reference	MB 110 PG 59-65
Instrument Date	Jun 14, 2019
Instrument	2019192698
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TITLE TOWN PARTNERS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 GREENWAY AVE, 1017, DUNEDIN, FL 34698-2608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4870 EDGEWATER LN, OLDSMAR, FL 34677-6340

Mortgage

Document Number	0205812005
Date	Jun 18, 2019
Instrument	20581/2005

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4870 Edgewater Ln was $5,771 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,771.00 Homeowner's exemption	$354,081	$478,977 Land $115,026 Building $363,951
2023	$5,366.00 (+2.8%) Homeowner's exemption	$334,080 (+3%)	$441,687 (+14.03%) Land $157,310 Building $284,377
2022	$5,220.00 Homeowner's exemption	$324,350	$387,332 Land $121,211 Building $266,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4870 Edgewater Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 299 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	299 in force
Nearby Flood Claims	38 (1979–2024)
Claims Outside the SFHA	5 of 38
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Hermine, Sep 2016 · 2 claims Tropical Storm Debby, Jul 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4870 Edgewater Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20