4878 Edgewater Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4878 Edgewater Ln, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,616 sqft · built 1995
Lot Size0.172 acres (7,475 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Jun 2018)
Tax Bill$2,121 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNC62-000-759-3256-6

Property Details

APN / Parcel Number

Primary APNC62-000-759-3256-6
Alternative APNs
  • 10-28-16-99130-000-0900
  • 281610991300000900
  • 162810991300000900
  • R110993

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,616 sqft Living Area
Gross Area2,448 sqft
1st Floor Area1,616 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,475 sqft (0.172 acres)
Lot Dimensions115 ft deep x 65 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area272 sqft
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR110993
Street Address4878 EDGEWATER LN
CityOLDSMAR
StateFL
Zip34677-6340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionWORTHINGTON LOT 90
Legal Range16E
Legal Township28S
Legal Section10
Legal SubdivisionWORTHINGTON
Legal Tract99130
Legal Lot Number90
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1008
Census Tract27326

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4878 EDGEWATER LN, OLDSMAR, FL 34677-6340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 28, 2019Deed of Trust, Mortgage · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jun 13, 2018Warranty Deed, Transfer · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2018 · Amount on Record
Deed SaleJun 13, 2018 · Amount on Record
Prior SaleAug 17, 2016 · Amount on Record
Deed Document Number2018188277
Deed Book / Page20089 / 152
Transfer Doc1104001385
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4878 EDGEWATER LN, OLDSMAR, FL 34677-6340
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanyREPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4878 EDGEWATER LN, OLDSMAR, FL 34677-6340

Mortgage

Document Number0214071839
DateFeb 26, 2021
Book Page21407/1839
Instrument2021062950
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4878 EDGEWATER LN, OLDSMAR, FL 34677-6340
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyREPUBLIC LAND & TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0206721110
DateAug 28, 2019
Book Page20672/1110
Instrument2019276587
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 13, 2018
Property Address4878 EDGEWATER LN, OLDSMAR, FL 34677-6340
Document Number0200890152
Book / Page20089 / 0152
Map ReferenceMB 110 PG 59-65
Instrument DateJun 12, 2018
Instrument2018188277
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 FOXFIRE LN, 10, OLDSMAR, FL 34677-2015

Transferred To (Grantee/Buyer)

NameVerified Name
Address4878 EDGEWATER LN, OLDSMAR, FL 34677-6340

Mortgage

Document Number2018188278
DateJun 13, 2018
Instrument2018188278
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,121.00 (+9.44%) Homeowner's exemption Veteran's exemption$156,896 (+5.99%)$408,627 (+5.35%) Land $112,905 Building $295,722
2023$1,938.00 (+3.75%) Homeowner's exemption Veteran's exemption$148,033 (+3%)$387,876 (+15.02%) Land $157,543 Building $230,333
2022$1,868.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$143,721$337,234 Land $120,858 Building $216,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 299 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies299 in force
Nearby Flood Claims38 (1979–2024)
Claims Outside the SFHA5 of 38
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Hermine, Sep 2016 · 2 claims
  • Tropical Storm Debby, Jul 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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