4865 Edgewater Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4865 Edgewater Ln, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,170 sqft · built 1998
Lot Size	0.231 acres (10,075 sqft)
Owner	Individual Name on Record
Last Sale	$138,500 (Feb 2021)
Tax Bill	$5,065 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-3186-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-3186-5`
Alternative APNs	`10-28-16-99130-000-0200` `281610991300000200` `162810991300000200` `R110923`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	3,031 sqft
1st Floor Area	2,170 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,075 sqft (0.231 acres)
Lot Dimensions	155 ft deep x 65 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	284 sqft
Deck Area	210 sqft
Patio Area	210 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R110923
Street Address	4865 EDGEWATER LN
City	OLDSMAR
State	FL
Zip	34677-6341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	WORTHINGTON LOT 20
Legal Range	16E
Legal Township	28S
Legal Section	10
Legal Subdivision	WORTHINGTON
Legal Tract	99130
Legal Lot Number	20
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	27326

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4865 EDGEWATER LN, OLDSMAR, FL 34677-6341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Dec 5, 2013 · Amount on Record
Deed Document Number	202158008
Deed Book / Page	21401 / 660
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0214010660
Record Updated	Oct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 23, 2021
Property Address	4865 EDGEWATER LN, OLDSMAR, FL 34677-6341
Document Number	0214010660
Book / Page	21401 / 660
Map Reference	MB 110 PG 59
Instrument Date	Feb 12, 2021
Instrument	2021058008
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	INSURED TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$969.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 KATHERINE BLVD, 229, PALM HARBOR, FL 34684-3687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4865 EDGEWATER LN, OLDSMAR, FL 34677-6341

Mortgage

Document Number	0021401662
Date	Feb 23, 2021
Instrument	21401/662

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,065.00 (+5.76%) Homeowner's exemption	$314,946 (+5.99%)	$509,616 (+8.94%) Land $126,504 Building $383,112
2024	$4,789.00 (+1.81%)
2023	$4,704.00 (+2.86%) Homeowner's exemption	$297,155 (+3%)	$467,777 (+14%) Land $172,776 Building $295,001
2022	$4,573.00 Homeowner's exemption	$288,500	$410,336 Land $132,122 Building $278,214

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 299 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	299 in force
Nearby Flood Claims	38 (1979–2024)
Claims Outside the SFHA	5 of 38
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Hermine, Sep 2016 · 2 claims Tropical Storm Debby, Jul 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20