Pinellas County property record for 4897 Edgewater Ln, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,012 sqft · built 1997 |
| Lot Size | 0.231 acres (10,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $472,000 (Apr 2021) |
| Tax Bill | $9,622 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jan 2020 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-759-3182-4 |
| Primary APN | C62-000-759-3182-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,012 sqft Living Area |
| Gross Area | 3,035 sqft |
| 1st Floor Area | 2,012 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,075 sqft (0.231 acres) |
| Lot Dimensions | 155 ft deep x 65 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 555 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R110919 |
|---|---|
| Street Address | 4897 EDGEWATER LN |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-6341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | WORTHINGTON LOT 16 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 10 |
| Legal Subdivision | WORTHINGTON |
| Legal Tract | 99130 |
| Legal Lot Number | 16 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27326 |
4897 Edgewater Ln is owned and occupied by two individuals who bought it in April 2021.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4897 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 8, 2020 | Warranty Deed, Transfer COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW |
| Sep 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage BBMC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2021 · Amount on File |
| Deed Sale | Apr 8, 2021 · Amount on File |
| Prior Sale | Jan 8, 2020 · Amount on File |
| Deed Document Number | 2021115636 |
| Deed Book / Page | 21476 / 2240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 8, 2021 |
| Property Address | 4897 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Document Number | 0214762240 |
| Book / Page | 21476 / 2240 |
| Map Reference | MB 110 PG 59-65 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021115636 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | COAST TO COAST T&E SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,304.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 OVERLOOK RD N, 4, WHITE PLAINS, NY 10603-1811 |
| Name | Verified Name |
|---|---|
| Address | 4897 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Document Number | 0214762242 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 21476/2242 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 8, 2020 |
| Property Address | 4897 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Document Number | 0208380001 |
| Book / Page | 020838 / 000001 |
| Instrument Date | Jan 6, 2019 |
| Instrument | 8298 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2020 |
| Title Company | COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $2,660.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4897 EDGEWATER LN OLDSMAR FL 346776341, OLDSMAR, FL 34677-6341 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 1, 2017 |
| Property Address | 4897 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Document Number | 0197621848 |
| Book / Page | 19762 / 1848 |
| Map Reference | MB110 PG59-65 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 2017273671 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FLORIDA ABSTRACT & TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,478.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4897 EDGEWATER LN, 4897, OLDSMAR, FL 34677-6341 |
| Name | Verified Name |
|---|---|
| Address | 4897 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Document Number | 2017273672 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 2017273672 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 4897 Edgewater Ln was $9,622.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,622.00 | $525,633 Land $127,150 Building $398,483 | $525,633 Land $127,150 Building $398,483 |
| 2023 | $8,697.00 (+10.78%) | $491,884 (+14.85%) | $491,884 (+14.85%) Land $173,882 Building $318,002 |
| 2022 | $7,851.00 | $428,291 | $428,291 Land $133,028 Building $295,263 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4897 Edgewater Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 299 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 299 in force |
| Nearby Flood Claims | 38 (1979–2024) |
| Claims Outside the SFHA | 5 of 38 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4897 Edgewater Ln is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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