4858 Edgewater Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4858 Edgewater Ln, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,580 sqft · built 1995
Lot Size0.319 acres (13,909 sqft)
OwnerOwner Name on File
Last Sale$200,000 (Mar 2012)
Tax Bill$4,467 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone A (high risk)
APNC62-000-759-3258-2

Property Details

APN / Parcel Number

Primary APNC62-000-759-3258-2
Alternative APNs
  • 10-28-16-99130-000-0920
  • 162810991300000920
  • R110995

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,580 sqft Heated Area
1st Floor Area2,580 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,909 sqft (0.319 acres)
Lot Dimensions115 ft deep x 122 ft wide
Garage Area579 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area283 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR110995
Old Parcel Number162810991300000920
Street Address4858 EDGEWATER LN
CityOLDSMAR
StateFL
Zip34677-6340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWORTHINGTON LOT 92
Legal Range16
Legal Township28
Legal Section10
Legal SubdivisionWORTHINGTON
Legal Lot Number92
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1008
Census Tract27326

Owner

The current owner of 4858 Edgewater Ln bought it in March 2012.

Source: Pinellas County records, as of December 26, 2025

Owner of RecordOwner Name on File
Mailing Address4858 EDGEWATER LN, OLDSMAR, FL 34677-6340
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2012 · Amount on File
Deed SaleMar 13, 2012 · Amount on File
Prior SaleSep 20, 2010
Deed Document Number2012072334
Deed Book / Page17516 / 165
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4858 EDGEWATER LN, OLDSMAR, FL 34677-6340
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0195861213
DateApr 11, 2017
Book Page19586/1213
Instrument2017111469
Lender
NameRECOVCO MORTGAGE MANANGEMENT LLC
TypeNon-Lending Institution
AddressIRVING, TX 75038
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateApr 1, 2022
Change FrequencyAnnually
Min Rate At Change6.12%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 4858 Edgewater Ln was $4,467 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,467.00 Homeowner's exemption$281,840$631,781 Land $175,924 Building $455,857
2023$4,143.00 (+2.93%) Homeowner's exemption$265,919 (+3%)$601,113 (+17.01%) Land $244,161 Building $356,952
2022$4,025.00 Homeowner's exemption$258,174$513,715 Land $184,013 Building $329,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4858 Edgewater Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 299 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies299 in force
Nearby Flood Claims38 (1979–2024)
Claims Outside the SFHA5 of 38
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Hermine, Sep 2016 · 2 claims
  • Tropical Storm Debby, Jul 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4858 Edgewater Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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