Pinellas County property record for 4849 Edgewater Ln, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,412 sqft · built 1995 |
| Lot Size | 0.4 acres (17,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jun 2018) |
| Tax Bill | $1,771 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | C62-000-759-3188-1 |
| Primary APN | C62-000-759-3188-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,412 sqft Living Area |
| Gross Area | 3,114 sqft |
| 1st Floor Area | 2,412 sqft |
| Flooring | Carpet |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 17,415 sqft (0.4 acres) |
| Lot Dimensions | 168 ft deep x 101 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 282 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R110925 |
|---|---|
| Street Address | 4849 EDGEWATER LN |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-6341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | WORTHINGTON LOT 22 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 10 |
| Legal Subdivision | WORTHINGTON |
| Legal Tract | 99130 |
| Legal Lot Number | 22 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27326 |
4849 Edgewater Ln is owned and occupied by two individuals who acquired it in October 2023.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4849 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 5, 2019 | Deed of Trust, Mortgage · VA Mortgage HOMESPIRE MORTGAGE CORP |
| Jun 8, 2018 | Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on File |
| Deed Sale | Jun 8, 2018 · Amount on File |
| Prior Sale | Aug 31, 2010 · Amount on File |
| Deed Document Number | 2018182977 |
| Deed Book / Page | 20083 / 524 |
| Last Transfer Date | Oct 17, 2023 |
| Transfer Doc | 0226041566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 25, 2023 |
| Property Address | 4849 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Document Number | 0226041566 |
| Book / Page | 22604 / 1566 |
| Map Reference | MB 110 PG 59-65 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2023273660 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4849 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4849 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4849 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0206812595 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 20681/2595 |
| Instrument | 2019285079 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 8, 2018 |
| Property Address | 4849 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Document Number | 0200830524 |
| Book / Page | 20083 / 0524 |
| Map Reference | MB 110 PG 59-65 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 2018182977 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | TOTAL TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 334 E LAKE RD # 303, 334, PALM HARBOR, FL 34685-2427 |
| Name | Verified Name |
|---|---|
| Address | 4849 EDGEWATER LN, OLDSMAR, FL 34677-6341 |
| Document Number | 2018182978 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 2018182978 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 4849 Edgewater Ln was $1,771 with exemptions applied, up 5.9% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,771.00 (+5.86%) Homeowner's exemption Veteran's exemption | $349,165 | $602,473 Land $177,566 Building $424,907 |
| 2024 | $1,673.00 (+1.83%) | ||
| 2023 | $1,643.00 (+2.88%) Homeowner's exemption Veteran's exemption | $329,442 (+3%) | $584,757 (+18.18%) Land $249,122 Building $335,635 |
| 2022 | $1,597.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $319,847 | $494,782 Land $188,270 Building $306,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4849 Edgewater Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 299 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 299 in force |
| Nearby Flood Claims | 38 (1979–2024) |
| Claims Outside the SFHA | 5 of 38 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4849 Edgewater Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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