Lake County property record for 485 E Westminster, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,340 sqft · built 1951 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,675,000 (Jul 2002) |
| Tax Bill | $25,772 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-28-412-006 |
| Primary APN | 12-28-412-006 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,340 sqft Living Area |
| Gross Area | 5,080 sqft |
| 1st Floor Area | 1,583 sqft |
| Upper Floors Area | 1,757 sqft |
| Basement Area | 945 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 289 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 485 E WESTMINSTER |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OWNER S DIVISION OF GEO.M.COLLINS ADD TO LAKE FOREST LOT 1 |
| Legal Subdivision | OWNER S DIVISION OF GEO.M.COLLINS ADD |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 863400 |
Source: Lake County records · APN 12-28-412-006
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 485 E WESTMINSTER, LAKE FOREST, IL 60045-2267 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA |
| Oct 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2002 · Amount on Record |
| Deed Sale | Jul 17, 2002 · Amount on Record |
| Prior Sale | Jul 07, 1995 · Amount on Record |
| Deed Document Number | 20024964930 |
| Last Transfer Date | Sep 15, 2020 |
| Transfer Doc | 0007706164 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 485 E WESTMINSTER, LAKE FOREST, IL 60045-2267 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007863281 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 7863281 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | WORTH, IL 60482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 19, 2020 |
| Property Address | 485 E WESTMINSTER, LAKE FOREST, IL 60045-2267 |
| Document Number | 0007706164 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 7706164 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 485 E WESTMINSTER LAKE FOREST IL 600452267, LAKE FOREST, IL 60045-2267 |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $487,105 (+24.13%) Land $293,927 Building $193,178 | $1,461,461 (+24.13%) Land $881,869 Building $579,592 | |
| 2024 | $25,772.00 (+12.63%) | ||
| 2023 | $22,883.00 (+2.87%) | $392,410 (+1.93%) Land $236,787 Building $155,623 | $1,177,348 (+1.93%) Land $710,432 Building $466,916 |
| 2022 | $22,245.00 | $384,982 Land $232,305 Building $152,677 | $1,155,062 Land $696,985 Building $458,077 |
Source: FEMA National Flood Hazard Layer as of February 20, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE FOREST serves 19,642 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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