401 E Westminster, Lake Forest, IL 60045 Property Records

Lake County property record for 401 E Westminster, Lake Forest, IL 60045 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,349 sqft · built 1928
Lot Size	0.514 acres (22,399 sqft)
Owner	2 Individual Names on File
Last Sale	$1,220,000 (Sep 2014)
Tax Bill	$26,871 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-33-204-001`

Property Details

APN / Parcel Number

Primary APN	`12-33-204-001`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,349 sqft Living Area
Gross Area	5,017 sqft
1st Floor Area	1,668 sqft
Upper Floors Area	1,681 sqft
Attic	Attic
Attic Area	775 sqft
Basement Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,399 sqft (0.514 acres)
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	401 E WESTMINSTER
City	LAKE FOREST
State	IL
Zip	60045-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R. H. MABBATT SUBDN LOT 1
Legal Subdivision	R. H. MABBATT SUBDN
Legal Lot Number	1
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1001
Census Tract	863400

Owner

Source: Lake County records · APN 12-33-204-001

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 E WESTMINSTER, LAKE FOREST, IL 60045-2255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2014 · Amount on Record
Deed Sale	Sep 15, 2014 · Amount on Record
Deed Document Number	20147131665
Prior Transfer Date	Apr 11, 2014
Prior Transfer Doc	0007093308
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	401 E WESTMINSTER, LAKE FOREST, IL 60045-2255
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008023533
Date	Mar 08, 2024
Instrument	8023533

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 02, 2054

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$474,678 (+18.22%) Land $191,290 Building $283,388	$1,424,176 (+18.22%) Land $573,927 Building $850,249
2024	$26,871.00 (+20.49%)
2023	$22,301.00 (+2.87%)	$401,518 (+6.98%) Land $161,808 Building $239,710	$1,204,675 (+6.98%) Land $485,473 Building $719,202
2022	$21,679.00	$375,338 Land $151,258 Building $224,080	$1,126,126 Land $453,819 Building $672,307

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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