Lake County property record for 441 E Westminster, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,985 sqft · built 1930 |
| Lot Size | 0.3 acres (13,051 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,630,000 (Aug 2025) |
| Tax Bill | $20,812 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-28-412-002 |
| Primary APN | 12-28-412-002 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,985 sqft Living Area |
| Gross Area | 4,270 sqft |
| 1st Floor Area | 1,621 sqft |
| Upper Floors Area | 1,364 sqft |
| Basement Area | 1,285 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 13,051 sqft (0.3 acres) |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 441 E WESTMINSTER |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OWNER S DIVISION OF GEO.M.COLLINS ADD TO LAKE FOREST LOT 4 |
| Legal Subdivision | OWNER S DIVISION OF GEO.M.COLLINS ADD |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 863400 |
Source: Lake County records · APN 12-28-412-002
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 W OAK ST, 3D, CHICAGO, IL 60610-5094 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PROPERTY TITLE, PROPER TITLE |
| Aug 19, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 18, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on Record |
| Deed Sale | Aug 19, 2025 · Amount on Record |
| Prior Sale | Dec 18, 2019 · Amount on Record |
| Deed Document Number | 20258115579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 23, 2026 |
| Property Address | 441 E WESTMINSTER, LAKE FOREST, IL 60045-2267 |
| Document Number | 0008164958 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 20268164958 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PROPERTY TITLE, PROPER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 441 E WESTMINSTER, LAKE FOREST, IL 60045-2267 |
| Document Number | 0008164958, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20268164958 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 19, 2025 |
| Property Address | 441 E WESTMINSTER, LAKE FOREST, IL 60045-2267 |
| Document Number | 0008115579 |
| Map Reference | MB V PG 77 |
| Instrument Date | Aug 08, 2025 |
| Instrument | 8115579 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 W OAK ST APT 3D, 3D, CHICAGO, IL 60610-5094 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 441 E WESTMINSTER, LAKE FOREST, IL 60045-2267 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007650026 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 7650026 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 18, 2019 |
| Property Address | 441 E WESTMINSTER, LAKE FOREST, IL 60045-2267 |
| Document Number | 0007617607 |
| Instrument Date | Dec 06, 2019 |
| Instrument | 7617607 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,597.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 E WESTMINSTER LAKE FOREST IL 600452267, LAKE FOREST, IL 60045-2267 |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $369,522 (+3.79%) Land $133,396 Building $236,126 | $1,108,677 (+3.79%) Land $400,228 Building $708,449 | |
| 2024 | $20,812.00 (+20.44%) | $356,029 (+13.9%) Land $128,525 Building $227,504 | $1,068,194 (+13.9%) Land $385,614 Building $682,580 |
| 2023 | $17,280.00 (+2.87%) | $312,569 (+6.98%) Land $112,836 Building $199,733 | $937,801 (+6.98%) Land $338,542 Building $599,259 |
| 2022 | $16,798.00 | $292,187 Land $105,478 Building $186,709 | $876,649 Land $316,466 Building $560,183 |
Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 136 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LAKE FOREST serves 19,642 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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