575 E Westminster, Lake Forest, IL 60045 Property Records

Lake County property record for 575 E Westminster, Lake Forest, IL 60045 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 9,750 sqft · built 1900
Lot Size	1.3 acres (56,998 sqft)
Owner	Company Name on File
Last Sale	$4,725,000 (Aug 2022)
Tax Bill	$84,598 (2024)
Deeds & Mortgages	Aug 2022 Sale & Construction Loan Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-28-413-004`

Property Details

APN / Parcel Number

Primary APN	`12-28-413-004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	9,750 sqft Living Area
Gross Area	9,910 sqft
1st Floor Area	4,167 sqft
Upper Floors Area	4,147 sqft
Attic	Attic
Attic Area	2,999 sqft
Basement Area	1,596 sqft
Finished Basement	1,436 sqft
Unfinished Basement	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1916
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Roof Material	Tile
Lot Area	56,998 sqft (1.3 acres)
Garage Type	Attached
Garage Area	1,596 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	575 E WESTMINSTER
City	LAKE FOREST
State	IL
Zip	60045-2270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF LAKE FOREST LOT 114
Legal Subdivision	CITY OF LAKE FOREST
Legal Lot Number	114
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2022
Census Tract	863400

Owner

Source: Lake County records · APN 12-28-413-004

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 09, 2022	Deed, Transfer · Construction Mortgage BANK OF AMERICA NA
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit BARRINGTON BK&TR CO NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2022 · Amount on Record
Deed Sale	Aug 09, 2022 · Amount on Record
Prior Sale	Apr 11, 2002 · Amount on Record
Deed Document Number	20227924978
Prior Transfer Date	Jul 12, 2022
Prior Transfer Doc	0007924978
Record Updated	Jun 08, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Aug 09, 2022
Property Address	575 E WESTMINSTER, LAKE FOREST, IL 60045-2270
Document Number	0007924978
Map Reference	MB D PG 72-77
Instrument Date	Jul 12, 2022
Instrument	7924978
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 S LA SALLE ST # ST2750, 10, CHICAGO, IL 60603-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 E WESTMINSTER, LAKE FOREST, IL 60045-2270
Investor	Possibly a Property Investor

Mortgage

Document Number	0007924979
Date	Aug 09, 2022
Instrument	7924979

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2037

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	575 E WESTMINSTER, LAKE FOREST, IL 60045-2270
Document Number	0007434758
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	575 E WESTMINSTER LAKE FOREST IL 600452270, LAKE FOREST, IL 60045-2270

Mortgage

Document Number	0007434758
Date	Oct 12, 2017
Instrument	7434758

Lender

Name	BARRINGTON BK&TR CO NA
Address	201 S HOUGH ST, BARRINGTON, IL 60010-4321

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,550,401 (+18.22%) Land $412,642 Building $1,137,759	$4,651,668 (+18.22%) Land $1,238,050 Building $3,413,618
2024	$84,598.00 (+11.58%)
2023	$75,816.00	$1,311,443 (+3.95%) Land $349,043 Building $962,400	$3,934,723 (+3.95%) Land $1,047,234 Building $2,887,489
2022		$1,261,638 Land $335,787 Building $925,851	$3,785,293 Land $1,007,462 Building $2,777,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978634002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1990, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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