Lake County property record for 403 E Westminster, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,353 sqft · built 1929 |
| Lot Size | 0.415 acres (18,073 sqft) |
| Owner | Company Name on File |
| Last Sale | $700,000 (Oct 2020) |
| Tax Bill | $15,653 (2024) |
| Deeds & Mortgages | Jun 2023 Transfer Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-204-002 |
| Primary APN | 12-33-204-002 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,353 sqft Living Area |
| 1st Floor Area | 1,293 sqft |
| Upper Floors Area | 1,060 sqft |
| Attic | Attic |
| Attic Area | 762 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,073 sqft (0.415 acres) |
| Garage Type | Detached |
| Garage Area | 542 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 403 E WESTMINSTER |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R. H. MABBATT SUBDN LOT 2 |
| Legal Subdivision | R. H. MABBATT SUBDN |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 863400 |
Source: Lake County records · APN 12-33-204-002
Assessment roll updated April 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 403 E WESTMINSTER, LAKE FOREST, IL 60045-2278 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 29, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU |
| Sep 07, 2018 | Warranty Deed, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 2020 · Amount on Record |
| Deed Sale | Oct 07, 2020 · Amount on Record |
| Prior Sale | Sep 07, 2018 · Amount on Record |
| Deed Document Number | 20207702459 |
| Last Transfer Date | May 24, 2023 |
| Transfer Doc | 0007982018 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 29, 2023 |
| Property Address | 403 E WESTMINSTER, LAKE FOREST, IL 60045-2278 |
| Document Number | 0007982018 |
| Map Reference | DOC 1118216 |
| Instrument Date | May 24, 2023 |
| Instrument | 7982018 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 403 E WESTMINSTER, LAKE FOREST, IL 60045-2278 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 07, 2020 |
| Property Address | 403 E WESTMINSTER, LAKE FOREST, IL 60045-2278 |
| Document Number | 0007702459 |
| Map Reference | DOC 1118216 |
| Instrument Date | Oct 01, 2020 |
| Instrument | 7702459 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 E WESTMINSTER, LAKE FOREST, IL 60045-2278 |
| Document Number | 0007702460 |
|---|---|
| Date | Oct 07, 2020 |
| Instrument | 7702460 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 403 E WESTMINSTER, LAKE FOREST, IL 60045-2278 |
| Document Number | 0007621272 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 E WESTMINSTER LAKE FOREST IL 600452278, LAKE FOREST, IL 60045-2278 |
| Document Number | 0007621272 |
|---|---|
| Date | Jan 02, 2020 |
| Instrument | 7621272 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 07, 2018 |
| Property Address | 403 E WESTMINSTER, LAKE FOREST, IL 60045-2278 |
| Document Number | 0007511357 |
| Map Reference | DOC1118216 |
| Instrument Date | Sep 05, 2018 |
| Instrument | 7511357 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 E WESTMINSTER, LAKE FOREST, IL 60045-2278 |
| Document Number | 0007511358 |
|---|---|
| Date | Sep 07, 2018 |
| Instrument | 7511358 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279,986 (+18.22%) Land $161,402 Building $118,584 | $840,042 (+18.22%) Land $484,254 Building $355,788 | |
| 2024 | $15,653.00 (+20.36%) | ||
| 2023 | $13,005.00 (+2.88%) | $236,834 (+6.97%) Land $136,526 Building $100,308 | $710,573 (+6.98%) Land $409,619 Building $300,954 |
| 2022 | $12,641.00 | $221,392 Land $127,624 Building $93,768 | $664,242 Land $382,910 Building $281,332 |
Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 136 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LAKE FOREST serves 19,642 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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