484 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 484 Summit St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail
Year Built	Built 1959
Square Footage	3,756 sqft Gross Area
Lot Size	20,944 sqft (0.48 acres)
Last Sale	$550,000 (2019)
Tax Bill	$20,943.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-454-018`

Interior

Building Area	3,756 sqft Gross Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	20,944 sqft (0.48 acres)

Location & Zoning

Street Address	484 SUMMIT ST
City	ELGIN
State	IL
Zip	60120-3829
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	FRANKLIN J KRAMERS SUB EAST 52 FT (MEASURED ON NORTH LINE) LOT 6 & ALL OF LOT 7
Legal Subdivision	FRANKLIN J KRAMERS SUB
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	1
Census Block	1003
Census Tract	851302

Owner

Source: Kane County records · APN 06-12-454-018

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	484 SUMMIT ST, ELGIN, IL 60120-3829
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2019 · Amount on Record
Deed Sale	Mar 01, 2019 · Amount on Record
Prior Sale	Jul 10, 1995 · Amount on Record
Deed Doc Number	20198186
Prior Transfer Date	Jun 28, 1995
Prior Transfer Doc	0000037873
Record Refreshed	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 01, 2019
Property Address	484 SUMMIT ST, ELGIN, IL 60120-3829
Document Number	0000008186
Instrument Date	Feb 28, 2019
Instrument	8186
Transaction Type	Transfer
Record Updated	Mar 08, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$825.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	484 SUMMIT ST ELGIN IL 601203829, ELGIN, IL 60120-3829

Mortgage

Document Number	8187
Date	Mar 01, 2019
Instrument	8187

Lender

Name	NEWTEK SMALL BUSN FIN
Type	Funding / Finance Company
Address	1981 MARCUS AVE, NEW HYDE PARK, NY 11042-2060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 29, 2044

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,943.00 (+15.96%)
2024		$252,855 (+21.39%) Land $68,317 Building $184,538	$758,869 (+21.44%) Land $205,033 Building $553,836
2022	$18,061.00 (+3.95%)	$208,293 (+6.96%) Land $56,277 Building $152,016	$624,879 (+6.96%) Land $168,831 Building $456,048
2021	$17,374.00	$194,739 Land $52,615 Building $142,124	$584,217 Land $157,845 Building $426,372