Kane County property record for 612 Summit St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1957 |
| Lot Size | 0.128 acres (5,587 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,728 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-478-014 |
| Primary APN | 06-12-478-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 5,587 sqft (0.128 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 612 SUMMIT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB PART OF LOTS 268, 269, & 253 DESC IN BOOK 1788/627 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 4 |
| Legal Lot Number | 269 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-478-014
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 612 SUMMIT ST, ELGIN, IL 60120-4221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 612 SUMMIT ST, ELGIN, IL 60120-4221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013561 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022K013561 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 612 SUMMIT ST, ELGIN, IL 60120-4221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007179 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 2018K007179 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Rate | 4.37% |
|---|
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,728.00 (+15.81%) Homeowner's exemption | $83,088 (+8.57%) Land $16,357 Building $66,731 | $249,364 (+8.57%) Land $49,091 Building $200,273 |
| 2024 | $76,530 (+21.39%) Land $15,066 Building $61,464 | $229,682 (+21.44%) Land $45,216 Building $184,466 | |
| 2022 | $4,946.00 (+4.72%) Homeowner's exemption | $63,043 (+6.96%) Land $12,411 Building $50,632 | $189,129 (+6.96%) Land $37,233 Building $151,896 |
| 2021 | $4,723.00 Homeowner's exemption | $58,940 Land $11,603 Building $47,337 | $176,820 Land $34,809 Building $142,011 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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